Folio - Manage Money Smartly
Yunhan Zhao Finance iPhoneiPadiPod touch
Folio - Manage Money Smartly is a free Finance app for iPhone and iPad by Yunhan Zhao. Requires iOS 17.6. Updated September 18, 2026.
- Price
- Free
- on the App Store
- Size
- 20 MB
- Age 4+
- Updated
- Sep 18
- 2026 · v1.16.0
Screenshots
About Folio - Manage Money Smartly
Folio is a clean, private finance tracker built for small business owners who want full visibility into their cash flow — without the complexity of traditional accounting software. Connect your bank accounts and credit cards securely, and watch your transactions appear automatically — categorized and ready to review. No manual entry, no spreadsheets. WHAT FOLIO DOES - Bank sync — connect checking and savings accounts automatically - Credit card tracking — monitor balances and spending in one place - Smart categories — transactions organized so you see where money goes - Runway calculator — know how long your cash will last at current burn - Spending analysis — compare months side by side and spot trends - Face ID protection — your financial data stays private Built for founders, freelancers, and small business owners who want clarity without complexity.
What’s new
Version 1.16.0 · Updated September 18, 2026
Traditional and Simplified Chinese support The app is now fully available in Traditional Chinese (繁體中文) and Simplified Chinese (简体中文) — 1,200 strings translated across every screen, alert, and empty state. Switch languages anytime in Profile → Language without restarting. Written separately for each region, so accounting terms match how your team actually talks. Smarter AI categorization The AI category classifier now uses a restaurant-specific taxonomy (food cost, labor, operating expenses, and more), so suggested categories are more accurate for hospitality businesses from day one. Bug fixes and improvements
App privacy
The developer, Yunhan Zhao, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Contact Info: Email Address
Used for: App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Financial Info: Other Financial Info
- Contact Info: Name
Used for: App Functionality
Alternatives to Folio - Manage Money Smartly
Looking for apps like Folio - Manage Money Smartly? Here are 6 similar apps on the App Store. The highest rated is Reshta Money & Expense Tracker (5.0/5), and 5 of the 6 are free to download.
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Reshta Money & Expense Tracker
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Cash Flow Control
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Expense Manager & Money Pro
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Smart Kharcha Book
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Spending Tracker: Budget App
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Finance Monthly Budget Planner
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Folio - Manage Money Smartly | – | Free | September 18, 2026 | |
| Reshta Money & Expense Tracker | 5.0 / 5 (1) | Free | Oct 17, 2026 | Compare |
| Cash Flow Control | – | 2.99 USD | May 9, 2024 | Compare |
| Expense Manager & Money Pro | – | Free | Sep 7, 2026 | Compare |
| Smart Kharcha Book | – | Free | Sep 19, 2026 | Compare |
| Spending Tracker: Budget App | – | Free | Nov 6, 2023 | Compare |
| Finance Monthly Budget Planner | 4.0 / 5 (4) | Free | Aug 27, 2026 | Compare |