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Screenshots

  • Folio - Manage Money Smartly screenshot 1
  • Folio - Manage Money Smartly screenshot 2
  • Folio - Manage Money Smartly screenshot 3

About Folio - Manage Money Smartly

Folio is a clean, private finance tracker built for small business owners who want full visibility into their cash flow — without the complexity of traditional accounting software. Connect your bank accounts and credit cards securely, and watch your transactions appear automatically — categorized and ready to review. No manual entry, no spreadsheets. WHAT FOLIO DOES - Bank sync — connect checking and savings accounts automatically - Credit card tracking — monitor balances and spending in one place - Smart categories — transactions organized so you see where money goes - Runway calculator — know how long your cash will last at current burn - Spending analysis — compare months side by side and spot trends - Face ID protection — your financial data stays private Built for founders, freelancers, and small business owners who want clarity without complexity.

What’s new

Version 1.16.0 · Updated September 18, 2026

Traditional and Simplified Chinese support The app is now fully available in Traditional Chinese (繁體中文) and Simplified Chinese (简体中文) — 1,200 strings translated across every screen, alert, and empty state. Switch languages anytime in Profile → Language without restarting. Written separately for each region, so accounting terms match how your team actually talks. Smarter AI categorization The AI category classifier now uses a restaurant-specific taxonomy (food cost, labor, operating expenses, and more), so suggested categories are more accurate for hospitality businesses from day one. Bug fixes and improvements

App privacy

The developer, Yunhan Zhao, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Financial Info: Other Financial Info
  • Contact Info: Name

Used for: App Functionality

Alternatives to Folio - Manage Money Smartly

Looking for apps like Folio - Manage Money Smartly? Here are 6 similar apps on the App Store. The highest rated is Reshta Money & Expense Tracker (5.0/5), and 5 of the 6 are free to download.

Folio - Manage Money Smartly vs. alternatives
App Rating Price Last updated Compare
Folio - Manage Money Smartly – Free September 18, 2026
Reshta Money & Expense Tracker 5.0 / 5 (1) Free Oct 17, 2026 Compare
Cash Flow Control – 2.99 USD May 9, 2024 Compare
Expense Manager & Money Pro – Free Sep 7, 2026 Compare
Smart Kharcha Book – Free Sep 19, 2026 Compare
Spending Tracker: Budget App – Free Nov 6, 2023 Compare
Finance Monthly Budget Planner 4.0 / 5 (4) Free Aug 27, 2026 Compare

Compare Folio - Manage Money Smartly with the top alternatives: ratings, updates, ASO score and keyword gaps →