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Screenshots

  • SpendSmart: Budget & Goals screenshot 1
  • SpendSmart: Budget & Goals screenshot 2
  • SpendSmart: Budget & Goals screenshot 3
  • SpendSmart: Budget & Goals screenshot 4

About SpendSmart: Budget & Goals

SpendSmart is the budgeting app built for couples and individuals who want a clear picture of where their money goes - and a plan to save more of it. Dashboard at a Glance See your monthly income, total spending, and top spending categories the moment you open the app. Your partner's spending is shown alongside yours so nothing slips through the cracks. Smart Budgets Create category budgets with custom emojis and colors. SpendSmart tracks spending in real time and warns you before you go over — with a configurable warning threshold so you decide when to be alerted. Savings Goals Set savings targets for anything — a holiday, a new car, an emergency fund. Log contributions and watch your progress bar climb toward the finish line. Household Sharing Invite your partner with a simple join code. Once connected, all transactions, budgets, and goals sync between both of you automatically. See exactly how much each person has spent this month, side by side. Financial Reports Review your finances across any time range: this month, last month, the last 3 months, or the full year. Export a detailed PDF report and share it instantly — great for budgeting conversations or tax prep. Gamification Earn XP and unlock badges as you build better money habits. Level up your financial wellbeing and see your achievements on your profile. Works Offline Add transactions, update budgets, and log contributions even without an internet connection. SpendSmart syncs everything to the cloud automatically when you're back online. Designed for Dark Mode A sleek dark-first design that's easy on your eyes at any time of day. Supports Multiple Currencies Choose your preferred currency and see all amounts displayed correctly throughout the app. Whether you're budgeting solo or managing finances as a couple, SpendSmart gives you the clarity and tools to spend wisely and save confidently.

What’s new

Version 1.1.0 · Updated May 10, 2026

- Split expenses with your partner — mark any expense as shared, set a custom split ratio, and track who owes whom on the home screen. Settle up in one tap. - Subscription tracker — see all your recurring bills in one place with colour-coded renewal dates and a monthly total. Get a reminder 3 days before anything renews. - Recurring transactions — set up rent, salary, subscriptions, or anything that repeats and the app logs them automatically on schedule. - Month-over-month comparison — the Reports tab now shows how your spending by category compares to last month, with a at-a-glance percentage change. - Custom currency symbol — use any symbol for your currency, not just the built-in presets. Bug fixes and performance improvements

App privacy

The developer, Ricky Chiew, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Financial Info: Other Financial Info

Used for: App Functionality

Alternatives to SpendSmart: Budget & Goals

Looking for apps like SpendSmart: Budget & Goals? Here are 6 similar apps on the App Store. The highest rated is Winnie: Savings Goal Tracker (5.0/5), and all 6 are free to download.

SpendSmart: Budget & Goals vs. alternatives
App Rating Price Last updated Compare
SpendSmart: Budget & Goals – Free May 10, 2026
Ease - The Expense Tracker – Free Apr 17, 2026 Compare
Red Money Budget Tracker – Free Oct 23, 2026 Compare
Winnie: Savings Goal Tracker 5.0 / 5 (4) Free Sep 16, 2026 Compare
Spend Budget: Expense Tracker – Free Aug 27, 2026 Compare
Expense Tracker: MySprout – Free Oct 26, 2026 Compare
Spending Tracker - YouSpend – Free Sep 20, 2026 Compare

Compare SpendSmart: Budget & Goals with the top alternatives: ratings, updates, ASO score and keyword gaps →