DebtFree AI Coach
Michele Mackin Finance iPhoneiPadiPod touch
DebtFree AI Coach is a free Finance app for iPhone and iPad by Michele Mackin. Requires iOS 15.1. Updated June 10, 2026.
- Price
- Free
- on the App Store
- Size
- 30 MB
- Age 17+
- Updated
- Jun 10
- 2026 · v1.0.2
Screenshots
About DebtFree AI Coach
Know your exact debt-free date in 60 seconds. DebtFree AI Coach uses artificial intelligence to build your personalized debt payoff plan and shows you exactly when you'll be completely debt free. No more guessing. No more minimum payments into the void. Just a clear finish line. CHOOSE YOUR PAYOFF STRATEGY Debt Snowball — pay off smallest balances first, build momentum fast. This is Dave Ramsey's proven method that keeps you motivated with quick wins. Debt Avalanche — attack the highest interest rate first and save the most money overall. DebtFree AI models BOTH strategies so you can see exactly which payoff date works best for you. HOW IT WORKS 1. Enter your debts — credit cards, student loans, auto loans, personal loans, medical bills 2. Enter your balance, interest rate (APR), and minimum payment 3. Add any extra monthly amount you can put toward debt 4. Instantly see your debt-free date for both strategies 5. Track every payment and watch your date get closer WHAT DEBTFREE AI TRACKS Credit card debt — Chase, Capital One, Citi, and more Student loans — federal and private Auto and car loans Personal loans Medical bills Any other debt you're carrying FREE TO START Try it for 30 days for free, then $4.99 if you decide to keep it. Cancel anytime. Having a clear plan will save you tons in interest and help you break free from the chains of debt. WHY DEBTFREE AI IS DIFFERENT Most debt apps just track your balances. DebtFree AI tells you WHEN you'll be free — and uses AI to help you get there faster. That one number changes everything. The day you see your debt-free date is the day debt stops running your life. Download free and find your date today. Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
What’s new
Version 1.0.2 · Updated June 10, 2026
Updated the onboarding/pricing card to reflect $4.99 annual subscription.
App privacy
The developer, Michele Mackin, reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
Alternatives to DebtFree AI Coach
Looking for apps like DebtFree AI Coach? Here are 6 similar apps on the App Store. The highest rated is Lendubi (5.0/5), and all 6 are free to download.
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Debt Payoff X
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Buy My Freedom — Debt Payoff
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Lendubi
5.0
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Debt Payoff Pro: Loan Tracker
5.0
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Debt Snowball Calc: Pact
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Debt Payoff Tracker - DebtFree
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| DebtFree AI Coach | – | Free | June 10, 2026 | |
| Debt Payoff X | – | Free | May 10, 2026 | Compare |
| Buy My Freedom — Debt Payoff | – | Free | Feb 23, 2026 | Compare |
| Lendubi | 5.0 / 5 (1) | Free | Jul 8, 2026 | Compare |
| Debt Payoff Pro: Loan Tracker | 5.0 / 5 (2) | Free | May 5, 2026 | Compare |
| Debt Snowball Calc: Pact | – | Free | Jun 11, 2026 | Compare |
| Debt Payoff Tracker - DebtFree | – | Free | Oct 6, 2026 | Compare |
Compare DebtFree AI Coach with the top alternatives: ratings, updates, ASO score and keyword gaps →