CapDiem

CapDiem turns your entire budget into one number — the amount you can safely spend today. Instead of juggling rent, bills, savings, and daily spending across spreadsheets and a dozen apps, CapDiem collapses everything into a single daily cap. Stay under it, build a streak, and watch your savings grow without micromanaging every transaction. FEATURES • Daily cap at a glance — one number that tells you what's safe to spend today. • Log expenses in seconds — tap +, enter the amount, pick a category, done. • Streak system — log every day under budget to build a streak. Earn milestone badges from 3 days to a full year, plus XP and levels for staying consistent. • Share your progress — export your streak as a square post or a vertical story, ready for Instagram, WhatsApp, or Snapchat. • Smart simulators — see how a new bill, a loan payoff, or a savings goal will change your daily cap before you commit. • A cycle that matches you — pick any day of the month as your cycle start: payday, rent day, pension day, allowance day. • Income, bills, and savings — handle multiple income sources, monthly deductions, annual deductions, and a savings percentage. • 58 currencies — pick yours from a clean alphabetical list sorted by country. • Rich statistics — weekly spend chart, monthly calendar heat-map, category breakdowns, and reports. • Make it yours — 8 color themes (Sage, Clay, Seafoam, Butter, Dusk, Coral, Moss, Terracotta), light and dark modes, plus 320 avatars across 16 illustration styles or your own photo. • Biometric lock — Face ID, Touch ID, or fingerprint keeps your financial data private even if someone picks up your phone. • Privacy mode — one tap hides every amount behind percentages when you're in public. • Manual transaction paste — copy a transaction alert from your bank's notification, paste it in, and CapDiem parses the amount and merchant. You stay in control of every import. • Smart nudges — short, context-aware messages that read your real spending and call out what matters: tight margins, repeat categories, streak landmarks within reach. OFFLINE-FIRST, PRIVACY-ALWAYS • No accounts. No sign-in. No email required. • Your data never leaves your device. • No trackers. No ads. No third-party analytics. • Export anytime to a JSON backup you control. BUILT FOR REAL LIFE CapDiem is for anyone who wants their daily spending to mean something — students stretching a stipend, salaried workers between paydays, freelancers between projects, parents running a household, retirees on a fixed income. The same daily-cap idea fits all of them. Pick your currency, set your cycle, log your spends, build your streak. Discipline becomes a daily habit instead of a monthly guilt trip. No premium tier. No upsells. Just your money, mapped.