Ajo - Group Savings
Eduard Demerchian Finance iPhoneiPadiPod touch
Ajo - Group Savings is a free Finance app for iPhone and iPad by Eduard Demerchian. Requires iOS 15.1. Updated September 7, 2026.
- Price
- Free
- on the App Store
- Size
- 38 MB
- Age 17+
- Updated
- Sep 7
- 2026 · v1.0.15
Screenshots
About Ajo - Group Savings
Ajo is a group savings app inspired by the traditional ajo and tontine system — a trusted way communities have saved money together for generations. With Ajo, you can create or join savings groups, contribute regularly, and receive payouts in rotation. It's simple, transparent, and built on trust. HOW IT WORKS: • Create a savings group or join one via invite link • Set contribution amount and payout schedule • Members contribute each cycle • Each member receives a full payout in turn WHY AJO: • No interest, no hidden fees • Transparent group management • Real-time contribution tracking • Payment reminders and notifications • Secure and reliable Whether you're saving for a goal, supporting your community, or building financial discipline — Ajo makes group savings effortless.
What’s new
Version 1.0.15 · Updated September 7, 2026
- Fixed: organizer couldn't confirm payout receipt - New: organizer name now shown on the invite screen - New: added a note on the group screen explaining how payout order will be determined - New: added Daily as a contribution frequency option - Changed: "Share invite link" now opens a dedicated invite screen with Share to WhatsApp, instead of the default system share sheet
App privacy
The developer, Eduard Demerchian, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Identifiers: User ID, Device ID
- Contact Info: Name, Phone Number
Used for: Analytics, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction
Used for: Analytics
Alternatives to Ajo - Group Savings
Looking for apps like Ajo - Group Savings? Here are 6 similar apps on the App Store. The highest rated is Ajo Pay (5.0/5), and all 6 are free to download.
| App | Rating | Price | Last updated |
|---|---|---|---|
| Ajo - Group Savings | – | Free | September 7, 2026 |
| My Ajo App | – | Free | Sep 13, 2026 |
| Ajo Pay | 5.0 / 5 (1) | Free | Apr 9, 2026 |
| EsusuHive | 4.0 / 5 (4) | Free | Sep 5, 2026 |
| SaveCircle | 5.0 / 5 (3) | Free | Dec 16, 2025 |
| IdonPay | – | Free | Aug 27, 2026 |
| PayHive | – | Free | Jul 10, 2026 |