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Screenshots

  • Ajo - Group Savings screenshot 1
  • Ajo - Group Savings screenshot 2
  • Ajo - Group Savings screenshot 3
  • Ajo - Group Savings screenshot 4

About Ajo - Group Savings

Ajo is a group savings app inspired by the traditional ajo and tontine system — a trusted way communities have saved money together for generations. With Ajo, you can create or join savings groups, contribute regularly, and receive payouts in rotation. It's simple, transparent, and built on trust. HOW IT WORKS: • Create a savings group or join one via invite link • Set contribution amount and payout schedule • Members contribute each cycle • Each member receives a full payout in turn WHY AJO: • No interest, no hidden fees • Transparent group management • Real-time contribution tracking • Payment reminders and notifications • Secure and reliable Whether you're saving for a goal, supporting your community, or building financial discipline — Ajo makes group savings effortless.

What’s new

Version 1.0.15 · Updated September 7, 2026

- Fixed: organizer couldn't confirm payout receipt - New: organizer name now shown on the invite screen - New: added a note on the group screen explaining how payout order will be determined - New: added Daily as a contribution frequency option - Changed: "Share invite link" now opens a dedicated invite screen with Share to WhatsApp, instead of the default system share sheet

App privacy

The developer, Eduard Demerchian, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: User ID, Device ID
  • Contact Info: Name, Phone Number

Used for: Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Usage Data: Product Interaction

Used for: Analytics

Alternatives to Ajo - Group Savings

Looking for apps like Ajo - Group Savings? Here are 6 similar apps on the App Store. The highest rated is Ajo Pay (5.0/5), and all 6 are free to download.

Ajo - Group Savings vs. alternatives
App Rating Price Last updated
Ajo - Group Savings – Free September 7, 2026
My Ajo App – Free Sep 13, 2026
Ajo Pay 5.0 / 5 (1) Free Apr 9, 2026
EsusuHive 4.0 / 5 (4) Free Sep 5, 2026
SaveCircle 5.0 / 5 (3) Free Dec 16, 2025
IdonPay – Free Aug 27, 2026
PayHive – Free Jul 10, 2026