DgnRavePay Personal Banking
DgnRave Technology Limited Finance iPhoneiPadiPod touch
DgnRavePay Personal Banking is a free Finance app for iPhone and iPad by DgnRave Technology Limited. Rated 5.0/5 from 1 ratings. Requires iOS 16.0.
- Rating
- 5.0
- 1 ratings
- Price
- Free
- on the App Store
- Size
- 169 MB
- Age 17+
- Updated
- Aug 9
- 2026 · v1.2.2
Screenshots
About DgnRavePay Personal Banking
Simple, Smart & Seamless Banking DgnRavePay is your modern personal banking app designed to make everyday finance easier, faster, and more rewarding — powered by 9PSB and VFD Microfinance Bank, institutions licensed and regulated by the Central Bank of Nigeria (CBN). What You Can Do - Send and receive money instantly, by @RaveTag or account number - Pay utility bills — electricity, water, internet, and cable TV - Buy airtime & data for any network - Save automatically with Auto-Save, Target Savings, Flexible & Locked Savings, and group savings ("Ajo") - Access personal loans through RaveLoan, with clear terms and flexible repayment - Get a virtual dollar card for seamless online payments and subscriptions - Send money abroad or cash out crypto (USDT, USDC, BTC) to bank accounts and mobile money across multiple countries - Request money from friends, family, or via a shareable payment link - Earn rewards on every transaction - Manage your account with bank-grade, biometric security Built for Everyday Life Whether you're sending money to friends, paying bills, borrowing for a rainy day, or growing your savings, DgnRavePay gives you a seamless banking experience anytime, anywhere. Need help? Chat with RaveseaAI, our built-in AI assistant, or reach a real support agent by chat, voice, or video call. We're just getting started — more features will be added in future updates.
What’s new
Version 1.2.2 · Updated August 9, 2026
1. Cross-Border Payments * Recipients can now cash out crypto (USDT/USDC/BTC) to Naira, Ghanaian Cedi, Kenyan Shilling, and other supported currencies via bank, mobile money, and SWIFT — full corridor list live. * Fixed account verification failing on every bank-corridor lookup (param mismatch bug). * "Recipient gets" and live exchange rate now correctly display before you confirm — previously silently blank due to a field-name mismatch . *Payout status now shows a genuine "Processing" state until settlement is actually confirmed, instead of a false "Success" the instant you hit submit. * Fixed payouts crashing on revenue-reversal, quote expiry, and finalize errors; corrected bank-list messaging. * NGN → USDT conversion now moves real money through 9PSB instead of only updating a local balance. * Sender details (name, DOB, address) auto-fill from your KYC info — no need to retype; postal code auto-fills where we already have it on file. * Minimal-input redesign: single-option networks auto-select, corridor picker only shows methods that actually apply to your chosen currency. 2.Cards * Card transactions now show a detail screen with our reference, Bitnob's reference/hash, and a downloadable receipt. * Card analytics now show both money in (funding) and money out (spend) — previously spend-only. * Fixed card transaction amounts displaying inflated (in base units instead of dollars) or showing as raw Naira instead of USD. * Fixed card transaction history sometimes appearing completely empty. * Fixed a crash when a card funding/withdrawal reference exceeded Bitnob's 100-character limit. * Freeze/unfreeze now sends the correct status values to Bitnob; confirmations use the real native alert instead of a custom lookalike. * Card balance now correctly credits back to your USDT wallet on termination. 3. RaveLoan * Fixed a bug that blocked 100% of new Tier 1 users from qualifying due to an overly strict thin-file gate. * Bureau score can now rescue a first-time borrower from an unfair thin-history rejection. * Fixed the "held too soon" starter-limit stage showing no explanation to the user. * Fixed the block-message day counter that displayed a static number instead of actually counting down. * Fixed a broken glyph on the loan terms checkbox. * New automatic reconciliation sweep for loans stuck in an ambiguous disbursement state. 4. Savings & Groups * New Group Goal type — named, shared savings targets for groups (alongside pool and Ajo). * Daily 7AM digest (push + in-app + email) showing today's interest earned and total balance. * Interest now accrues on completed target plans until you collect it. * Break/withdrawal rules overhaul: 50% target cap, fixed 24-hour hold, proper penalty types. * Numerous UX fixes across group setup, group intro, plan creation, and the savings detail screen; standardized CTA button styling throughout. 5. Crypto & Trading * New transaction detail screens for trades and withdrawals, showing currency pair, chain, and fees. * Fixed sell-side trades being rejected outright due to a malformed quote shape. * Fixed the "recipient receives" amount double-subtracting the network fee.
App privacy
The developer, DgnRave Technology Limited, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Location: Precise Location, Coarse Location
- Contact Info: Name, Phone Number, Other User Contact Info, Physical Address, Email Address
- User Content: Customer Support, Emails or Text Messages, Photos or Videos, Other User Content
- Identifiers: Device ID, User ID
- Usage Data: Product Interaction, Other Usage Data
- Financial Info: Payment Info, Credit Info, Other Financial Info
- Contacts: Contacts
- Sensitive Info: Sensitive Info
- Diagnostics: Crash Data
- Body: Head
Used for: Analytics, App Functionality, Other Purposes
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Contact Info: Email Address
Used for: Analytics
Alternatives to DgnRavePay Personal Banking
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| DgnRavePay Personal Banking | 5.0 / 5 (1 rating) | Free | August 9, 2026 | |
| IFS mBank | – | Free | Jan 19, 2024 | Compare |
| Subarena Data | – | Free | Oct 10, 2025 | Compare |
| Crypto Sentiment Watchlist | – | Free | Mar 6, 2024 | Compare |
| Brandlance | 5.0 / 5 (2) | Free | Nov 2, 2025 | Compare |
| ZenFi - Personal Finance | – | Free | Oct 30, 2026 | Compare |
| Shekel Mobility | – | Free | Jul 28, 2026 | Compare |