Hisab: UAE Debt Coach & AI
THISIDE PRIME ENTERPRISE Finance iPhoneiPadiPod touch
Hisab: UAE Debt Coach & AI is a free Finance app for iPhone and iPad by THISIDE PRIME ENTERPRISE. Requires iOS 16.4. Updated September 25, 2026.
- Price
- Free
- on the App Store
- Size
- 76 MB
- Age 4+
- Updated
- Sep 25
- 2026 · v1.4.0
Screenshots
About Hisab: UAE Debt Coach & AI
You're not bad with money. The system just wasn't built for you. Hisab is the debt companion built for UAE expats. Track every debt, see what to pay first, understand your AECB credit report, and take action — with an AI assistant that knows what a travel ban risk is, what a bank's remediation department does, and when your salary lands. PRIVATE BY DESIGN • Your debts, documents, and score live on YOUR phone — not our servers • No account needed to start. No email. No phone number. • Delete everything, any time, in one tap KNOW WHERE YOU STAND • All debts in one calm ledger — cards, loans, BNPL, rent, friends & family • Hisab Score — an honest read of your debt pressure, computed on-device • Salary-aware cash flow: what to pay before and after payday AI THAT DOES THE WORK • Scan bank letters and statements — AI extracts the details • Import your AECB report for a sharper plan • Draft negotiation emails to your bank in English or Arabic • Ask anything: payoff order, settlement plans, what happens if you miss IN YOUR LANGUAGE • English, العربية, हिंदी, اردو — right to left done right Hisab is free to use. No ads. We never sell your data. Your records stay on your device; when you use AI features, only what's needed is sent securely for processing and isn't stored by us. Debt in the UAE feels like a secret you carry alone. It doesn't have to be.
What’s new
Version 1.4.0 · Updated September 25, 2026
Talk to Hisab. Tap the microphone in the coach and have a real conversation about your money — the way you would with someone you trust. Sawt listens while you speak, answers out loud, and you can interrupt it any time. It speaks your Arabic dialect — choose your country in the settings or let it match how you talk — and also English, Hindi and Urdu. Ask it three things and it answers from your own numbers: • Where do I start? — which debt to deal with first, and why. • Where is my money going? — the patterns in your statements and what one change would free up. • What do I say to the bank? — a letter in formal Arabic and English, read aloud so you know the words before you call. If you sound overwhelmed, it slows down and points you to real people who can help. Nothing about your tone is saved. The conversation is not recorded and no transcript is kept on our servers. Sawt uses the same tools as the text coach, so every figure it says comes from your ledger, your statements or a calculation. Also in this release: • The coach reads your ledger, statements and credit report on demand, does every calculation, draws charts and tables, plans goals and cash flow, compares loans and remembers the facts you tell it as records you can see and edit. • Follow-up suggestions written for your conversation. • The disclaimer and the support line in your own language. • Your journey card names the next step with your own figures. • Hisab tells you when a newer version is in the store. • Privacy: the app no longer talks to Google directly for anything — every request goes through Hisab's own server with your anonymous sign-in.
App privacy
The developer, THISIDE PRIME ENTERPRISE, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Financial Info: Credit Info, Other Financial Info
Used for: App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction
- Identifiers: User ID
Used for: Analytics, App Functionality