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  • Penny: AI Stock Risk Scanner screenshot 1
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  • Penny: AI Stock Risk Scanner screenshot 4

About Penny: AI Stock Risk Scanner

Penny is an AI risk scanner for stocks. Search any ticker and Penny checks the evidence behind it, from SEC filings and insider trades to recent news, then gives you a clear risk score with the receipts: what it found, and the top risk you should know about. No signup needed to run your first readout. HOW IT WORKS 1. Search any ticker, or run a scan across the market 2. Penny checks the evidence and adds AI analysis 3. Get a readout: a risk score, labeled evidence, and the top risk WHAT YOU GET • Instant readouts: try one before you create an account • Insider activity on US stock pages: who bought and sold, from SEC Form 4, with trading-plan sales flagged • Insider buys on your watchlist, in one list on Home • Market scans you can tune: risk preference, score filter, price and market-cap limits • Follow a scan's progress on your Lock Screen and in the Dynamic Island • Results ranked by score, with the evidence behind each one • A watchlist that re-scans your tickers and alerts you when scores change • Mark what you did with a result (bought, watching or passed) and see how it moved since, in a private research record • A daily recap of what changed, in a few quick slides • Sign in with Apple or Google BUILT FOR CLARITY, NOT HYPE Penny doesn't shout buy or sell. It shows you what the evidence says, with coverage, context and risk, so you can do your own due diligence in seconds instead of hours. FREE TO START, WITH OPTIONAL PLANS Search tickers and run scans for free. Penny Plus, Pro, Ultimate and Platinum are optional monthly subscriptions with higher monthly limits for searches and AI analysis. Subscriptions are billed to your Apple Account and renew automatically each month unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. IMPORTANT Penny is a research and informational tool. It does not provide investment, financial, or trading advice, and nothing in the app is a recommendation to buy, sell, or hold any security. Scores are analytical estimates, not guarantees. Insider trades are as reported to the SEC. Always do your own research. Questions or feedback: [email protected] Terms of Use (EULA): https://mypennyfi.com/terms Privacy Policy: https://mypennyfi.com/privacy

What’s new

Version 2.4 · Updated October 20, 2026

Penny 2.4 • Meet the Penny Score: one score from 1 to 10, a plain band (stronger, mixed or weaker picture) and a count of filing red flags. • See how a stock's Penny Score adds up, and what would change it. • Tap a term like "going concern" or "dilution" for a short explainer. • Price charts now show a price scale, dates and the move over the range. • iPhone and Android now say the same thing everywhere.

App privacy

The developer, Vazarel LLC, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction
  • Purchases: Purchase History
  • Financial Info: Other Financial Info
  • Contact Info: Email Address, Name
  • Search History: Search History

Used for: Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Diagnostics: Crash Data, Other Diagnostic Data

Used for: App Functionality

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