Summo

Summo makes personal finance simple. Track your spending, manage budgets, and stay on top of credit card payments — all synced across your devices with iCloud. TRACK EVERYTHING • Record income, expenses, and transfers in seconds • Organize with categories, tags, and remarks • Support for multiple accounts and currencies • Recurring transactions auto-generated on schedule CREDIT CARD MANAGEMENT • Payment reminders with due date countdown • Statement-based balance tracking • Credit limit usage warnings BUDGETS THAT WORK • Set monthly budgets per category • Visual progress bars with overspend alerts • Rollover unused budget to next month INSIGHTS AT A GLANCE • Monthly summary with income, expense, and balance • Category breakdown with pie charts • Daily spending trends and monthly comparisons • Drill into any category for weekly/daily detail APPLE PAY AUTO-TRACKING • Automatically log Apple Pay transactions via Shortcuts • Smart merchant recognition and category mapping • Review and approve new merchants HOUSEHOLD SHARING • Share finances with family members via iCloud • Each member tracks their own spending • Combined household view BUILT FOR PRIVACY • All data stored in your personal iCloud — we never see it MORE FEATURES • iCloud sync across iPhone and iPad • CSV export for spreadsheets • Dark mode support • Available in English, Chinese, Japanese, and Korean Terms of use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/