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  • CardIQ: Maximize Rewards screenshot 1
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About CardIQ: Maximize Rewards

CardIQ: Credit Card Perk Tracker CardIQ helps you get the most out of every credit card you carry. Stop letting monthly credits, lounge visits, and statement perks go to waste. CardIQ gives you a clear view of every benefit so you always know what you have used, what is left, and whether each card is earning its keep. TRACK EVERY PERK Track monthly credits, annual statement credits, lounge visits, usage based perks, and insurance benefits all in one place. UNDERSTAND YOUR VALUE See exactly how much value you have earned, spot underused cards before renewal, and make smarter keep or cancel decisions with real ROI data. BUILT FOR POWER USERS Access a growing library of cards including popular travel and dining options. Features include anniversary year tracking, full yearly analytics, and no account required. YOUR DATA NEVER LEAVES YOUR PHONE CardIQ works without connecting to your bank or sending your information to external servers. Everything is stored privately and exclusively on your device. CARDIQ PRO Unlock full yearly history and analytics with a one time purchase. Pay once, keep forever for just $3.99. No subscriptions, no recurring charges. LEGAL AND TRADEMARK DISCLAIMER CardIQ is an informational utility for tracking and visualizing credit card benefits. CardIQ is not a financial advisor, bank, or credit card issuer. The information provided is for educational purposes only and does not constitute financial, legal, or tax advice. While we strive for accuracy, credit card terms and perks change frequently; please verify all benefits with your card issuer. CardIQ is not responsible for any financial losses, fees, or decisions made based on the information within the App. All product names, logos, and brands are property of their respective owners. All company, product, and service names used in this App description and within the App are for identification purposes only. Use of these names, logos, and brands does not imply endorsement or affiliation.

What’s new

Version 1.2 · Updated May 7, 2026

Bonus Category Intelligence: We've added a new way to compare your cards! You can now view and reference your cards' specific bonus multipliers—like 5x on Dining, 3x on Travel, or 4x on Groceries to help you decide which card is best for every spend. End-of-Month Reminders: Never let a credit go to waste. You can now receive a smart notification one week before the month ends to remind you of any unused monthly card benefits or expiring bonus caps.

App privacy

The developer, Nader Khashab, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

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