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  • Cuadra: Expenses & Balances screenshot 1
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  • Cuadra: Expenses & Balances screenshot 4

About Cuadra: Expenses & Balances

Cuadra puts your money in order without spreadsheets. Record expenses and income in seconds, share accounts with anyone, and see how the month will close before it does. YOUR MONEY AT A GLANCE • Real balance across all your accounts, and per account. • Closing projection: adds the bills and forecasts left this month to your balance. It estimates nothing; it only counts what you already have scheduled. • Monthly spending by category, with bars, a ring, coins, a list or a flower. • Personalize your accounts with your bank’s logo or your own image. • Calendar with each day's recurring items. RECORDING TAKES NO EFFORT • Voice dictation: say the description, the amount and the account. • Photograph a receipt or a written list and Cuadra recognizes it. • Apple Pay: contactless payments made with iPhone or Apple Watch are logged on their own. • Siri and Shortcuts to record without opening the app. SHARED, WITHOUT THE MESS • Shared spaces: accounts, movements and categories in real time. • Per-account lock: decide who can record in it. • An alert when someone in your space adds an expense. ALERTS THAT ARE WORTH IT Spending increases, budgets running out, subscriptions going up in price and weeks packed with payments. At most 2 a day, never at night. YOUR MONEY IS PRIVATE AI is optional and you always turn it on yourself. When you use it, Cuadra sends only aggregate figures: no individual movements, no merchant names, no purchase dates. We never sell your data or use it for advertising. Exporting to Excel is free: it's your data. CURRENCIES Euro, US dollar, Mexican peso, Colombian peso, Argentine peso, Peruvian sol, Brazilian real, Chilean peso, quetzal, bolívar, Canadian dollar and pound sterling. CUADRA IS FREE Every feature is available at no cost to everyone: unlimited accounts, categories, shopping lists, recurring items and shared spaces, camera and receipt scanning, voice entry and Excel import. There's no subscription or in-app purchase. If we introduce a paid plan in the future, we'll announce it in advance.

What’s new

Version 1.7.0 · Updated October 21, 2026

Clearer transactions, an advisor that answers with cards and Apple Pay from each account. • Redesigned transactions: each one on its own card, with the category on top, the name in large type and the amount in a capsule. • Payments logged with Apple Pay show a badge, and in shared spaces you can see who paid each one. • Tap “You”, someone else's name or the Apple Pay badge to filter the list. • The advisor answers with cards: whether you can afford something, your savings plan, your fixed expenses and what you'd save by cancelling a subscription. Plus suggestions on what to ask next. • Savings goals with real dates: the advisor counts contributions up to the day you need the money, separates what you need to save from what you'd need to earn on top, and includes a simulator to adjust goal, timeframe, income and spending. • Smoother transaction lists. • Set up Apple Pay from each account: the card's last 4 digits and linking the last card you used. • In Accounts you can look up to 3 months ahead, with the projected balance at the end of each month. • Set who pays each budget: only what that person pays counts, and what's left shows up as an expected expense for the month. • Archive categories you no longer use: they stop showing up when logging, but your transactions keep them. • A new animated welcome for anyone starting with Cuadra. • Buttons with a gradient of your color, consistent across the app, and a clearer transaction type picker. • When signing in, tap the eye to see your password. • The Apple Pay guide video plays inside the assistant and full screen always closes.

App privacy

The developer, Eduardo Guette, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Purchases: Purchase History
  • Financial Info: Other Financial Info
  • Contact Info: Email Address, Name
  • User Content: Photos or Videos, Audio Data, Other User Content
  • Identifiers: User ID

Used for: App Functionality

Alternatives to Cuadra: Expenses & Balances

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