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About TwoWallet

Mine. Ours. Theirs. A new way to manage money as a couple. Most finance apps force a choice: fully combined or fully separate. TwoWallet gives you three buckets—Yours, Theirs, and Shared—so you keep your autonomy while building a future together. THE 3-BUCKET SYSTEM MINE: Your personal spending, your business. OURS: Shared bills, rent, groceries, and big goals. THEIRS: Their personal spending, their business. Keep your personal habits private. Share what matters. Split the rest fairly. FAIR SPLIT, NOT JUST 50/50 When incomes differ, 50/50 isn't always fair. TwoWallet’s smart calculator splits shared expenses proportionally based on what each partner earns. Rent, utilities, and groceries finally feel equitable for both of you. MONEY DATE: THE AI-GUIDED CHECK-IN Stop the "we need to talk about money" dread. TwoWallet features an industry-first AI-Guided Money Date. A short, weekly conversation led by AI. Walks you through last week's spending. Previews upcoming bills and tracks progress on shared goals. Reduces friction and keeps you both on the same page. PERFECT FOR: Australian Couples moving in together: Set up your first shared budget. Engaged & Newlyweds: Transition from "me" to "we" without losing yourself. Income Gaps: Automatically calculate fair contributions. The "Venmo Couple": Stop requesting $12.50 for half the power bill. KEY FEATURES Proportional Fair-Split Calculator: Math done for you. Shared Goals: Save for a house, wedding, or travel. Bill Tracking: Never miss a due date with joint reminders. Privacy by Default: You choose exactly what stays private and what is shared. Bank-Level Security: Your data is encrypted and protected. START FOR FREE Core features are free to use. TwoWallet Premium unlocks unlimited AI Money Dates, advanced financial analytics, and priority support. Money is the #1 thing couples fight about. TwoWallet is the system that ends the argument. Terms of Use: https://twowallet.app/terms Privacy Policy: https://twowallet.app/privacy

What’s new

Version 1.0.1 · Updated May 4, 2026

- New TwoWallet Premium subscription with 40-day free trial - Money Date with AI insights for couples - Auto-calculated Fair Split based on income - Shared Goals tracking - Private Pocket for surprises - Improved analytics and bug fixes

App privacy

The developer, Nishan Bhujel, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Other Financial Info
  • Contact Info: Email Address, Name

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Diagnostics: Performance Data, Crash Data, Other Diagnostic Data
  • Location: Coarse Location
  • Contact Info: Phone Number
  • Usage Data: Product Interaction, Advertising Data, Other Usage Data

Used for: Analytics, App Functionality

Alternatives to TwoWallet

Looking for apps like TwoWallet? Here are 6 similar apps on the App Store. The highest rated is Couples Budget Tracker: Untoo (5.0/5), and all 6 are free to download.

TwoWallet vs. alternatives
App Rating Price Last updated Compare
TwoWallet – Free May 4, 2026
Bill Sorted: Bill Tracker – Free Oct 22, 2026 Compare
Couples Budget Tracker: Untoo 5.0 / 5 (3) Free Oct 23, 2026 Compare
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YBB Budgeting: free budget app 4.9 / 5 (19) Free Sep 6, 2024 Compare
Gather: Wealth & Money Manager – Free Oct 15, 2026 Compare
Budgeting App - Spend Tracker 4.7 / 5 (91) Free Oct 18, 2026 Compare

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