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  • Your Money: Budget & Debt screenshot 1
  • Your Money: Budget & Debt screenshot 2
  • Your Money: Budget & Debt screenshot 3
  • Your Money: Budget & Debt screenshot 4

About Your Money: Budget & Debt

Your Money tracks your spending, helps you hit savings goals, and shows you exactly how to pay off debt faster — without ever connecting your bank account. We never connect to your bank accounts — your financial data stays with you. You stay in control of every number, and adding a transaction takes about 4 seconds. WHAT YOU CAN DO • Track income & expenses across multiple accounts • Categorize spending your way • Set savings goals and watch real progress • Family access (PRO): up to five people keep one budget together — the same accounts, categories and transactions. Joining someone else's budget is free • Loan Navigator (PRO): estimate interest overpayment, set a payoff date, and see how much faster (and cheaper) it gets when you pay more than the minimum • Payment reminders: a nudge 3 days before a loan payment is due, on the day, and if it slips • Works offline — every transaction is saved the moment you tap it, with or without a connection • Export everything to CSV whenever you want • Lock the app with a 4-digit PIN or Face ID (PRO) TRY EVERYTHING FREE FOR 7 DAYS Every feature is unlocked from day one — unlimited accounts, categories, goals, and the full Loan Navigator. After your trial, continue on the free plan (1 account, 7 expense categories, 1 income category, 1 goal) or keep full access with Premium — the monthly price is shown on the subscription screen before you confirm. Loan accounts and the Loan Navigator, the passcode lock and creating a shared budget are Premium features: they are yours during the trial and stay with Premium afterwards. Joining a shared budget someone else created is always free. Start today: log your spending for a few days and you'll already see exactly where your money goes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What’s new

Version 2.1.1 · Updated September 17, 2026

Your Money 2.1.1 — Family access: up to five people keep one budget together. • A shared budget everyone in it sees: the same accounts, the same categories, every transaction. You add expenses together, each from your own phone • Inviting takes one tap: a six-sign code, a link or a QR. On a phone that already has the app the link opens it with the code filled in; on any other phone it opens a page with the code and a button to the App Store • Joining someone's budget is free and stays free. Your personal budget stays yours — nothing moves between the two on its own • A shared budget has one currency, set by its owner, and the Loan Navigator slider now follows your finger Creating a shared budget needs PRO. Joining one is free.

App privacy

The developer, DMITRY ALEKSEENKO, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Purchases: Purchase History
  • Identifiers: User ID
  • Financial Info: Other Financial Info
  • Contact Info: Email Address

Used for: Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID
  • Usage Data: Product Interaction
  • Diagnostics: Crash Data

Used for: Analytics, App Functionality

Alternatives to Your Money: Budget & Debt

Looking for apps like Your Money: Budget & Debt? Here are 6 similar apps on the App Store. The highest rated is TillNext: Paycheck Planner (5.0/5), and all 6 are free to download.

Your Money: Budget & Debt vs. alternatives
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Swiss Fund - Daily Budget App – Free Oct 18, 2026 Compare
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