SpendZero: No Spend Challenge
GW Capital Partners LLC Finance iPhoneiPadiPod touch
SpendZero: No Spend Challenge is a free Finance app for iPhone and iPad by GW Capital Partners LLC. Rated 5.0/5 from 2 ratings. Requires iOS 18.0.
- Rating
- 5.0
- 2 ratings
- Price
- Free
- on the App Store
- Size
- 114 MB
- Age 4+
- Updated
- Oct 13
- 2026 · v2.0.1
Screenshots
About SpendZero: No Spend Challenge
Don't spend. Mint gold. SpendZero turns every no-spend day into a gold coin: watch them pile up in your Coin Vault, fill your year on the Mint Calendar and see what a year of not spending could be worth. Streaks, XP, quests, badges and a living wealth tree make it a game you actually want to win. Doing a no-buy month, a low-buy year or No-Spend January, or just trying to stop impulse buying? SpendZero makes every day you don't spend feel like a win. NEW IN 2.0 • Coin Vault: each sealed day drops a gold coin into a glass jar you can tilt and shake • Mint Calendar: your whole year in gold coins, brighter on the days you kept more • Savings forecast, all-new charts, and what your savings could buy • Monthly Recap: a story of your month, ready to share • Seal today from your Lock Screen, Dynamic Island, Control Center or Siri • A living wealth tree: day and night, the seasons, lights in December • Unlock Gold, Emerald and Midnight app icons as you level up A GAME YOU WIN BY NOT SPENDING Mark a no-spend day and it's sealed with a gold coin. Your streak ticks up, rewards pop in, and you see how close your next milestone is. • Streaks, with streak freezes that cover you on a rough day • Daily and weekly quests that progress from what you actually do • 25 levels, from Frugal Novice to Wealth King • Badges for 7-, 30-, 100- and 365-day streaks and savings milestones • Challenges like the 30-Day No-Spend Challenge, Coffee Detox Week and seasonal ones like No-Spend January, or make your own GROW YOUR WEALTH TREE Your tree is one of a kind. It grows with every level, hangs gold coins as your savings add up and follows your real day, from sunrise to moonlit nights. Let your streak lapse and it starts to wilt; one no-spend day brings it back. CRUSH IMPULSE BUYS Something sitting in your cart? Log it. Walk away and the money counts as saved, with XP to prove it. Caved? No shame: log it and keep going. Essentials like groceries and transportation don't break your no-spend day. NEVER BREAK THE CHAIN • Interactive widgets: seal today without opening the app • An optional evening countdown on your Lock Screen before the day runs out • "Seal today in SpendZero" with Siri, or one tap in Control Center • A gentle evening check-in, plus a morning reminder if you forgot yesterday PRIVATE BY DESIGN Everything you log stays on your iPhone. No account, no bank login, no ads, no tracking. Available in English, Chinese (Simplified and Traditional), Danish, Dutch, Finnish, French, German, Italian, Japanese, Korean, Norwegian, Portuguese, Spanish, Swedish and Turkish. SUBSCRIPTIONS SpendZero Pro is available weekly, monthly or yearly, or as a one-time lifetime purchase. Monthly and yearly plans may include a 3-day free trial for eligible new subscribers. Prices are shown in the app in your local currency. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://gwlabs.app/privacy
What’s new
Version 2.0.1 · Updated October 13, 2026
SpendZero 2.0 is here: • Coin Vault: every sealed day drops a gold coin into a glass jar you can tilt and shake • Mint Calendar: your whole year in gold coins, plus all-new charts • Savings forecast: see what a year of no-spend days could be worth • Monthly Recap: a story of your month, made to share • Seal today from your Lock Screen and Dynamic Island with an evening countdown, or from Control Center and Siri • Your wealth tree now lives in real time: day and night, the seasons, lights in December • Unlock Gold, Emerald and Midnight app icons as you level up • New sound effects and haptics • Now also in Korean, Swedish, Danish, Norwegian, Finnish and Traditional Chinese
App privacy
The developer, GW Capital Partners LLC, reported these privacy practices to Apple.
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Purchases: Purchase History
Used for: App Functionality
Alternatives to SpendZero: No Spend Challenge
Looking for apps like SpendZero: No Spend Challenge? Here are 6 similar apps on the App Store. The highest rated is NoBuy: No Spend Challenge Game (5.0/5), and all 6 are free to download.
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Broke Club: No-Spend Streaks
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NoBuy: No Spend Challenge Game
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No Spend Today
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| SpendZero: No Spend Challenge | 5.0 / 5 (2 ratings) | Free | October 13, 2026 | |
| Broke Club: No-Spend Streaks | – | Free | Sep 14, 2026 | Compare |
| NoBuy: No Spend Challenge Game | 5.0 / 5 (1) | Free | Oct 19, 2026 | Compare |
| No Spend Tracker | – | Free | Aug 20, 2026 | Compare |
| Unspent: No Spend Tracker | – | Free | Sep 24, 2026 | Compare |
| NoBuy - No Spend Challenge | – | Free | Mar 25, 2026 | Compare |
| No Spend Today | – | Free | Jul 16, 2026 | Compare |