Pocketed - Budget & Debt

Pocketed is the anti-Klarna app. While other apps help you spend, Pocketed helps you stop. ONE NUMBER. EVERY DAY. Pocketed calculates your daily spending limit based on your income, fixed costs, savings goals, and debt payments. Spend less than your number, and tomorrow you'll have more. It's that simple. PURCHASE PAUSE — YOUR IMPULSE SHIELD About to buy something you don't need? Start a 72-hour pause. If you still want it after 3 days, buy it. Most people don't. Track how much you've saved by simply waiting. CRUSH YOUR DEBT Add your Klarna, PayPal, or credit card debt. Pocketed calculates your fastest way out with Snowball or Avalanche strategy. The What-If slider shows you exactly how extra payments accelerate your freedom date. PLAN YOUR MONTH Mom's birthday? Date night? Plan specific days with higher budgets. Pocketed automatically adjusts the remaining days so you stay on track. MULTIPLE SAVINGS GOALS Save for vacation, a new phone, or an emergency fund — each with its own target, progress bar, and monthly contribution. POCKETED SCORE One score from 0-100 that measures your financial discipline. Budget control, debt progress, impulse resistance, and consistency — all in one number. Share your score with friends. SMART INSIGHTS Pocketed spots your patterns: weekend overspending, saving streaks, budget forecasts, and category trends. Know where your money really goes. RECEIPT SCANNER Snap a photo of your receipt. Pocketed reads it and logs the expense automatically. YOUR DATA STAYS WITH YOU No bank connection. No account. No cloud. Everything lives on your iPhone. --- Nutzungsbedingungen (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Datenschutzerklärung: https://automations.ayvaz.at/pocketed/datenschutz