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About UnchainedMoney

Unchained Money is India's first personalized debt resolution planner. Enter your income, expenses, and loans. Get a personalized month-by-month roadmap showing exactly when you'll be debt-free. FEATURES: - Financial Health Score - Know your current situation instantly - Debt Roadmap - Precise payoff timeline for every loan - Smart Prioritization - Attacks high-interest debt first (Avalanche method) - Floating-Rate Updates - Bank revised your interest rate? Update it and your roadmap adjusts instantly - Emergency Fund Calculation - Safety net built while you repay - Edit Past Months - Paid differently than planned? Correct any past month and your timeline redraws from there - Snowball Effect Visualization - Watch freed-up EMIs accelerate your payoff - Zero Data Sharing - All data stays on your device. Bank-grade encryption. FOR WHO: Perfect for anyone with multiple loans feeling trapped: - Credit card debt - Personal loans - Education loans - Gold loans - Loan against property NO SIGN-UP. NO ADS. NO DATA SHARING. All calculations use standard debt repayment methods (Snowball & Avalanche) taught in financial literacy courses. This is an educational planning tool, not licensed financial advice. A legal disclaimer is included in the app.

What’s new

Version 4.1 · Updated June 17, 2026

Life doesn't always follow the plan - so this update lets your roadmap keep up with it. Off-plan month? Fix it. Paid differently than we suggested in a past month? Tap Edit on that month, enter what you actually paid, and your roadmap redraws from there - so your timeline always reflects reality. A new "Edit" action on any completed month lets you record what you actually paid to each loan and added to savings when you went off-plan. The roadmap re-amortises that month and every month after it. A confirmation ("Stick to your plan?") keeps editing intentional rather than casual, and corrected months are tagged EDITED.

App privacy

The developer, Satyam Srivastav, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

Alternatives to UnchainedMoney

Looking for apps like UnchainedMoney? Here are 6 similar apps on the App Store. The highest rated is Inkapify: Expense Tracker (5.0/5), and all 6 are free to download.

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