Cinkáto
Miroslav Bahensky Finance iPhoneiPadiPod touch
Cinkáto is a free Finance app for iPhone and iPad by Miroslav Bahensky. Requires iOS 17.6. Updated October 11, 2026.
- Price
- Free
- on the App Store
- Size
- 7 MB
- Age 4+
- Updated
- Oct 11
- 2026 · v1.2.6
Screenshots
About Cinkáto
Do you really know how healthy your finances are? Finance Health gives you an instant overview of your personal financial health — simply, clearly, and without unnecessary complexity. Enter your monthly income and expenses broken down by category, and the app instantly calculates your financial health score, annual savings potential, and displays smart tips tailored to your specific situation. **What the app does:** • Clear dashboard with a financial health score (0–100) • Expense tracking by category: housing, food, streaming, transport, healthcare, and more • Add multiple items per category (Netflix, Spotify, iCloud...) • Support for monthly and annual payments with automatic recalculation • Pie chart breakdown of expenses by category • Smart tips — for example, if streaming exceeds 10% of your income • Annual savings potential calculation • Financial reserve and savings goal tracking **Privacy first:** All your data stays exclusively on your device. We don't send, track, or sell anything. **Disclaimer:** This app is intended for personal informational purposes only and does not constitute financial advice.
What’s new
Version 1.2.6 · Updated October 11, 2026
How healthy are your finances, really? Cinkáto tells you with a single number. Enter your income and expenses and instantly get a score from 0 to 100. No bank connection, no account, no subscription. Just your numbers and a clear overview. WHY CINKÁTO • Financial health score 0–100 – know where you stand at a glance • 14 expense categories – housing, food, transport, subscriptions, travel and more • Monthly and yearly items – rent, gifts, insurance, all in one place • Clear charts – see where your money goes • Tips that work – the 50/30/20 rule, emergency fund, automatic saving • CZK, EUR and USD • Free iCloud sync PRIVACY FIRST No account, no ads, no tracking. Your data lives only on your phone and in your own iCloud. Nobody else can access it – not even me. PREMIUM – ONE-TIME PURCHASE • 1–5 year projections • Custom inflation and yearly income growth • Planned future expenses • PDF export No subscription. Family Sharing supported. Cinkáto is made by a single independent developer. Every rating and idea helps. More at https://bahe.cz/cinkatoapp/en
App privacy
The developer, Miroslav Bahensky, reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.