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About Platomo - Your finance solved

FinSight AI is your personal finance companion — designed to give you a clear, real-time picture of your money. Track every transaction, set budgets that actually work, and let AI analyze your spending habits to surface insights you'd never find on your own. KEY FEATURES • AI Financial Health Score — get an instant snapshot of how your finances are doing • Smart Transaction Tracking — log and categorize expenses in seconds • Budget Alerts — know before you overspend, not after • Savings Goals — set targets and track progress with visual milestones • Bill & Subscription Tracking — never miss a payment or a forgotten subscription • Cash Flow Forecast — see what's coming in and going out over the next 30 days • AI Budget Suggestions — personalized recommendations based on your actual spending • Bank Statement Scanning — import transactions from PDFs automatically • Gamification & Streaks — stay motivated with badges and logging streaks FINSIGHT PRO Unlock unlimited AI insights, advanced analytics, and premium features with a Pro subscription. Your data is stored securely and never sold to third parties. TERMS OF USE By downloading this app, you agree to Apple's Standard License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What’s new

Version 1.6 · Updated July 7, 2026

### Log Transactions by Voice (Beta) Speak your expenses instead of typing them - in English or Vietnamese. - **Say it, review it, save it** - "Fifty thousand dong for lunch at Pho 24" becomes a draft transaction; you see the transcript of what was heard and can edit merchant, amount, category, date, and currency before anything is saved - **Multiple transactions in one breath** - Mention several purchases and each becomes its own reviewable entry - **Reliable recording on iPhone** - Voice is captured by the native iOS recorder for clear, dependable audio - **Live feedback while you speak** - Recording timer (30-second max) and, on web, a level meter that shows the app can hear you - **Clear feedback** - Distinct messages for denied microphone permission, missing microphone, unsupported devices, or when nothing was heard - **Safe by design** - Closing the form mid-recording discards the audio, silent clips are never processed, and dates are never allowed in the future; nothing is added behind your back ### Budgets in Your Currency Budget limits now live in your default currency instead of assuming dollars. - **Sensible defaults per currency** - Starter budgets are seeded at realistic amounts for VND (a 5,000,000 dong food budget, not 500 dong) - **Accurate progress** - Only transactions in your budget's currency count toward its limit, so a 4 dollar coffee no longer looks like 4 dong against a VND budget - **Alerts that speak your currency** - Over-budget warnings and notifications format amounts correctly (1.000.000 dong, not 1000000 dollars) - **Currency switch handled** - Untouched default budgets re-seed at the right scale when you change your default currency; budgets you customized are never altered ### Subscriptions Fixed Platomo Pro purchases now work end-to-end. - **Working paywall** - Monthly, 6-month, and annual plans load and purchase correctly on iOS - **Verified unlocks** - Pro activates only after a confirmed purchase; cancelled purchases no longer show a false success - **Reliable restore** - "Restore Purchases" now reports success, "no purchases found", or a clear error - **Trial awareness** - Trial status and days remaining are tracked again ### Vietnamese Currency Done Right - **VND now formats as 1.000.000 ₫** - proper Vietnamese grouping and symbol, everywhere in the app - **One formatter across all screens** - charts, bills, savings, debts, notifications, and reports all agree - **Your default currency respected** - imports and new bill/goal forms use your chosen currency instead of assuming dollars - **Negative amounts compact correctly** - large negative values in charts show as -2,3M ₫ instead of overflowing

App privacy

The developer, Anh Ngoc Le, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Other Financial Info
  • Identifiers: User ID

Used for: App Functionality

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