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Screenshots

  • Valu Jo screenshot 1
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  • Valu Jo screenshot 3
  • Valu Jo screenshot 4

About Valu Jo

Valu is The Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. At its core, Valu offers a Buy Now, Pay Later (BNPL) and a lifestyle-enabling solution that gives you seamless access to what you need, when you need it. Shop across a wide network of merchants and enjoy flexible payment plans tailored to your lifestyle. With a fully digital experience, Valu allows you to split your purchases, manage your payments, and stay in control, all in one place. Whether it’s everyday essentials or bigger purchases, Valu makes it easier to access more with flexibility and convenience.

What’s new

Version 1.0.4 · Updated October 27, 2026

• Register, verify your identity, and sign consent forms and Valu contracts digitally with Sanad—no booth visit needed. • Track your application, credit limit, and approval status from the home screen. • Switch between Revolving Limit and Non-Revolving Loan accounts from Home or Profile. • Performance improvements and bug fixes.

App privacy

The developer, Valu for Payments and Technical Solutions S.A.E., reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info: Name

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Usage Data: Product Interaction, Other Usage Data
  • Location: Precise Location, Coarse Location
  • Contact Info: Physical Address, Email Address, Name, Phone Number
  • User Content: Photos or Videos
  • Identifiers: User ID, Device ID

Used for: Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Search History: Search History
  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data

Used for: Analytics

Alternatives to Valu Jo

Looking for apps like Valu Jo? Here are 6 similar apps on the App Store. The highest rated is Arab Bank – Personal Banking (4.3/5), and all 6 are free to download.

Valu Jo vs. alternatives
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Valu Jo 4.3 / 5 (4 ratings) Free October 27, 2026
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Arab Bank – Personal Banking 4.3 / 5 (20) Free Oct 7, 2026 Compare
Valu 3.3 / 5 (458) Free Aug 9, 2026 Compare
The Blink 4.2 / 5 (149) Free Oct 27, 2026 Compare
Arabi MobiCash 3.0 / 5 (21) Free Oct 26, 2026 Compare

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