Barakah - Islamic Finance

Barakah is the Islamic personal finance app built for Muslim families who want to manage money in line with their values — zakat, halal screening, estate planning, budgeting, and giving, all in one place. HALAL-FIRST FINANCE • Every account and investment is screened against riba-free criteria, with the reasoning shown • Riba Detector flags interest income and interest-bearing accounts so you can purify them • Halal-screening status on your linked accounts at a glance ZAKAT, DONE RIGHT • Calculate your zakat with live nisab thresholds from gold and silver • See the methodology behind every figure — not just a number • Hawl (lunar-year) tracker, payment history, Zakat al-Fitr, and zakat on retirement accounts (401k/IRA) ISLAMIC ESTATE PLANNING • Faraid inheritance calculator — Qur'anic shares for every heir, with Awl and Radd applied automatically and the reasoning shown per heir • Wasiyyah (Islamic will) planning to record your bequests KNOW WHERE YOUR MONEY GOES • Connect bank, credit card, and investment accounts via Plaid • Automatic transaction categorization with one-tap editing • Net worth updated in real time; recurring bills and subscriptions detected automatically BUDGETS & CASH FLOW • Set spending caps by category and get notified before you drift • Monthly cash-flow summary with income vs. expenses • Sankey diagram showing where your money flows at a glance FAMILY & SIDE INCOME • Share a household view with your spouse or family — each member keeps their own login • Track side-hustle and small-business income and expenses for tax time GIVING • Record sadaqah and waqf (endowment) contributions alongside your zakat PRIVACY & SECURITY • AES-256 encryption at rest for sensitive data; TLS for every connection • No data selling — service providers only • Biometric login (Face ID / Touch ID) Built for Muslims in North America, Europe, and beyond who want a modern finance tool that respects Islamic principles. Barakah is a decision-support tool, not a fatwa service. Where scholarly opinions differ, it surfaces the methodology rather than a single ruling — always verify your zakat and inheritance figures with a qualified scholar. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/