Ihsan Wealth

Halal investing, done for you. Grow your savings without wondering whether they're halal. We invest your money only in Shariah-compliant funds, check every holding again each night, and have a person review any concern before we sell. The same app tells you whether a stock is halal, works out your Zakat, and helps you plan and budget. IHSAN INVEST: WE MANAGE IT FOR YOU Answer a few questions and a fiduciary builds a diversified portfolio of Shariah-compliant funds (US and international equities, sukuk and real estate) matched to your risk profile. Then we run it: • Rebalanced as markets move, so your mix stays where it should be • New deposits put to work, dividends reinvested, recurring deposits on your schedule • Optional tax-loss harvesting in taxable accounts • Individual accounts, Roth IRAs and Traditional IRAs • Fund from your bank, or transfer an account from another firm and see how each holding screens before it arrives • Quarterly statements, every gain and loss itemised for your tax return, and an activity log of everything we did for you The fee is the greater of $4.99 a month or 0.40% a year. No account minimum, and the Screener is included. IS THIS STOCK HALAL? ASK US, FREE Thinking about a stock? Look it up and get an answer in seconds, free. We test it against the AAOIFI Shariah standard, show how its status has changed over time, and your watchlist tells you when its price or status moves. If the data isn't good enough to be sure, we say so rather than guess. A Screener subscription adds the numbers behind each result, ready-made and custom screens, and side-by-side comparison of up to five stocks. ZAKAT AND PURIFICATION Work out the Zakat you owe on your investments, with nisab from today's gold or silver price and your own lunar-year date, then share it as a PDF. Purification tells you how much of your dividends to give away, payment by payment, and keeps a record of what you gave. PLAN AND BUDGET • Goals: a home, Hajj, education. See the likelihood of reaching each across thousands of simulated markets, and test a what-if before you commit • A retirement planner, and a growth calculator that compares saving against cash and inflation • Budget: add entries or import a statement, see where your money goes and which charges keep repeating, set monthly targets, and get an alert when you pass one. Bank syncing is an optional subscription • Track outside brokerage and retirement accounts alongside your Ihsan account LEARN Ihsan Learn teaches Islamic finance through videos, articles and a glossary. A sukuk guide shows what sits inside the SPSK sukuk fund, and a weekly research digest keeps you current. All informational, never a recommendation to buy or sell. BUILT FOR TRUST • Your assets are held by a US brokerage custodian, not by us • Sign in with Face ID or Touch ID, and two-factor authentication before money moves • Sign in with Apple • We do not sell your personal information SUBSCRIPTIONS Screener and bank sync are optional subscriptions that renew automatically until cancelled in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ihsanwealth.com/legal/privacy Available to US residents only. Ihsan Wealth is operated by 64bits LLC d/b/a Ihsan Wealth. Brokerage and custody services are provided by Interactive Brokers LLC, member NYSE, FINRA and SIPC. Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. Projections are hypothetical and are not a guarantee of any particular outcome. Nothing in this app is a recommendation to buy or sell any security. Zakat and purification calculations are tools to assist you and are not a substitute for guidance from a qualified scholar.