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Screenshots

  • Monthly Wallet Watch: Budget screenshot 1
  • Monthly Wallet Watch: Budget screenshot 2
  • Monthly Wallet Watch: Budget screenshot 3
  • Monthly Wallet Watch: Budget screenshot 4

About Monthly Wallet Watch: Budget

See your whole budget on one screen: income, expenses, loans, credit cards, bills and savings together. No account, no internet — your data stays on your phone. YOUR REAL MONTHLY BALANCE AT A GLANCE • Received income, paid and upcoming amounts, and your true net balance • Balance carried over from previous months is calculated for you • Look back at past months and see six months ahead EXPENSE & SPENDING TRACKING • One-time, recurring and installment expenses • Mark each installment as paid separately • Spending by category with monthly budget limits (custom categories included) LOANS & CREDIT CARDS • Loan installments, the full payment plan and remaining debt • Early payoff calculator: see how many months and how much interest extra or lump-sum payments save • Credit card limit, balance, minimum payment and due date BILLS & REMINDERS • Regular payments like electricity, water, internet and rent • Reminders on the due day and the day before for bills, loan installments, cards and expected income • Home screen widget shows this month's balance without opening the app SAVINGS & GOALS • Savings accounts kept separate from your main balance • Goals like a vacation, a car or an emergency fund, and when you'll reach them PRIVACY FIRST • 100% offline: no account, no sign-up, no server • No data collected; no ads, no tracking • Optional Face ID lock • Export your data as JSON anytime Turkish and English · ₺, $, € and £

What’s new

Version 1.0.3 · Updated September 18, 2026

• Each installment of an installment expense is now marked paid separately • Lump-sum savings in the early payoff calculator are now calculated correctly • Reminders reworked: due days 29-31 now fire in shorter months, loan installments and credit card due dates get reminders too, and reminders come back after turning notifications off and on • Deleting now asks for confirmation • Pausing a bill or editing a record no longer changes past months' balances • Budget limits carry over to the following months and can be set for custom categories • The loan payment plan shows the full term and paid installments • The widget always shows the current month • Crash fixes and general improvements

App privacy

The developer, Umit Caglayan Kirkoc, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

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