Iponaryo: AI Budget Tracker
IVEN DIONEDA Finance iPhoneiPadiPod touch
Iponaryo: AI Budget Tracker is a free Finance app for iPhone and iPad by IVEN DIONEDA. Requires iOS 15.1. Updated April 2, 2026.
- Price
- Free
- on the App Store
- Size
- 39 MB
- Age 4+
- Updated
- Apr 2
- 2026 · v1.2
Screenshots
About Iponaryo: AI Budget Tracker
Iponaryo is an AI expense tracker and budget tracker built for personal finance and business cashflow. Track expenses, income, accounts, and transfers in one clean workspace designed to help you stay organized, move faster, and understand your money more clearly. Log daily spending, record income, review transaction history, and monitor balances without the clutter of traditional finance apps. Iponaryo gives you a practical way to manage personal budgets, business expenses, and everyday cashflow from one place. Iponaryo also includes AI-powered quick capture to turn natural language and voice input into ready-to-review entries before anything is saved. You stay in control by checking drafts first, making it easier to record expenses, income, and multiple transactions with less manual work. Use Iponaryo across your mobile app and progressive web app workflow, with backup and restore support to help keep your workspace available across devices when needed. Features: AI expense tracker for faster daily entry Budget tracker for personal and business spending Income tracker for salary, payouts, and other earnings Cashflow visibility and balance tracking Personal and business workspaces Account, category, and transfer management Transaction history and latest activity review AI-powered text and voice capture Draft review before saving Backup and restore across devices Progressive web app access for flexible use Whether you need an expense tracker, AI expense tracker, budget tracker, business tracker, or AI-powered finance workspace, Iponaryo helps you keep your records clean and your money easier to understand. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://iponaryo.aybennn.shop/privacy-policy
What’s new
Version 1.2 · Updated April 2, 2026
What’s New in 1.2 Added receipt scanning for faster expense capture Improved AI quick capture for voice and natural language entry Added Sign in with Apple and improved Google and email sign-in flows Added in-app account deletion for easier account control Improved cloud backup, restore, and cross-device access Refined onboarding, settings, and overall app stability
App privacy
The developer, IVEN DIONEDA, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Financial Info: Other Financial Info
- Contact Info: Email Address, Name
Used for: Product Personalization, App Functionality
Alternatives to Iponaryo: AI Budget Tracker
Looking for apps like Iponaryo: AI Budget Tracker? Here are 6 similar apps on the App Store.
-
CashFlow Budget AI
-
U Invest Forward
-
Fincio: AI Finance Manager
-
CoSpend.App
-
Expense & Spending Tracker +
-
Qash: AI Budgeting via Chat
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Iponaryo: AI Budget Tracker | – | Free | April 2, 2026 | |
| CashFlow Budget AI | – | Free | May 9, 2026 | Compare |
| U Invest Forward | – | Free | Jan 2, 2026 | Compare |
| Fincio: AI Finance Manager | – | Free | Apr 30, 2026 | Compare |
| CoSpend.App | – | Free | Mar 24, 2026 | Compare |
| Expense & Spending Tracker + | – | Free | Mar 28, 2026 | Compare |
| Qash: AI Budgeting via Chat | – | Free | May 8, 2026 | Compare |