WOW: Who Owes Whom
Artem Semenchenko Finance iPhoneiPadiPod touch
WOW: Who Owes Whom is a free Finance app for iPhone and iPad by Artem Semenchenko. Requires iOS 15.0. Updated September 8, 2026.
- Price
- Free
- on the App Store
- Size
- 70 MB
- Age 4+
- Updated
- Sep 8
- 2026 · v1.0.10
Screenshots
About WOW: Who Owes Whom
WOW (Who Owes Whom) – a convenient assistant for tracking shared expenses! No more complex calculations after a trip, a dinner at a restaurant, or shared rent. WOW helps you split expenses quickly and fairly among friends, colleagues, or family members. Why choose WOW? Instant Start: Use the app in guest mode without registration. Your data is securely linked to your device! Flexible Groups: Create groups for friends (individual calculation) or family groups (50/50 split between families regardless of size). Receipt Photos: Attach photos of receipts to expenses so everyone can see exactly what was purchased. Multi-currency Support: Create groups with various currencies – perfect for international trips. Smart Settlements: The app automatically calculates the minimum number of transactions needed to settle all debts. Easy Invites: Simply share your unique @tag so friends can join your group in a tap. Premium Features: • Ad-free experience. • Unlimited number of groups and contacts. • Priority developer support. WOW makes shared financial tracking transparent and easy. Try it now and leave debt disputes in the past!
What’s new
Version 1.0.10 · Updated September 8, 2026
Customizable Stats Dashboard: Track your net balance, monthly spending, settlements, and category breakdown right on the home screen. Widget Bank: Personalize your layout with modular widgets in multiple sizes (1x1, 2x1, 1x2, 2x2). Display Settings: Place the dashboard above or below your groups, or toggle it on/off in Settings. Smart Visibility: The stats dashboard activates automatically when you have recorded expenses, keeping new screens clean. Stability Improvements: General bug fixes and performance optimizations.
App privacy
The developer, Artem Semenchenko, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers: User ID, Device ID
- Usage Data: Product Interaction, Advertising Data
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Location: Coarse Location
Used for: Analytics, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Identifiers: User ID, Device ID
- Usage Data: Product Interaction, Advertising Data
- Purchases: Purchase History
- Financial Info: Other Financial Info
- User Content: Other User Content
- Diagnostics: Crash Data, Performance Data
Used for: Third-Party Advertising, Analytics, App Functionality
Alternatives to WOW: Who Owes Whom
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| WOW: Who Owes Whom | – | Free | September 8, 2026 | |
| Чек пополам | – | Free | Jan 26, 2026 | Compare |
| Schuldenschein | – | Free | Aug 21, 2025 | Compare |
| Owey - IOU & Debt Tracker | – | Free | Jul 26, 2026 | Compare |
| Splitpilot | – | Free | Jul 3, 2026 | Compare |
| IOU: Debt Tracker | – | Free | Sep 22, 2026 | Compare |
| Balancer - Smart Bill Splitter | – | Free | Aug 3, 2026 | Compare |
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