Cobraste
Arise Money LLC Finance iPhoneiPadiPod touch
Cobraste is a free Finance app for iPhone and iPad by Arise Money LLC. Rated 5.0/5 from 60 ratings. Requires iOS 16.4. Updated October 13, 2026.
- Rating
- 5.0
- 60 ratings
- Price
- Free
- on the App Store
- Size
- 55 MB
- Age 4+
- Updated
- Oct 13
- 2026 · v1.1.0
Screenshots
About Cobraste
Cobraste gives you immediate access to the wages you’ve already earned, when you need them. No fees. No interest. No loans. Just your money, whenever you want it. Your employer offers Cobraste as a free benefit so you don’t have to wait until payday. Whether you need to cover an unexpected expense, pay a bill on time, or simply have better control of your money, Cobraste puts your earned wages in your hands. ACCESS YOUR EARNED WAGES INSTANTLY See exactly how much you’ve earned during the current pay period and withdraw what you need with a single tap. No waiting. No hidden fees. ZERO COST TO YOU AND YOUR EMPLOYER Cobraste is completely free. No subscription fees. No monthly charges. No hidden fees. Zero cost to you. Zero cost to your employer. That is our commitment. DIGITAL TIPS If you work in an industry where you receive tips, Cobraste’s Digital Tips feature deposits your tips directly into your account. No more waiting for cash payments or missing or delayed tips. Your tips, deposited automatically. TRACK YOUR EARNINGS IN REAL TIME Your dashboard shows your current earned balance updating throughout the pay period, so you always know exactly how much is available. Plan better, manage your budget more effectively, and avoid overdraft fees or high-interest debt. SIMPLE AND SECURE Cobraste uses bank-level encryption and the highest security standards to protect your personal and financial information. Your information is never sold to third parties. NO CHANGES TO YOUR PAYROLL Cobraste works seamlessly with your employer’s existing payroll process. No new systems, no technical setup, and no disruption to how or when you receive your regular pay. BUILT FOR LATIN AMERICA AND THE CARIBBEAN Cobraste was designed from the ground up for workers in Latin America and the Caribbean, with full support in Spanish and English. We understand the financial realities of the region and created a solution that truly fits them. GET STARTED IN MINUTES 1. Download Cobraste 2. Enter the code or click the link your employer gave you 3. Verify your identity 4. Start accessing your earned wages right away Have questions? Our support team is available to help you get started and make the most of your Cobraste benefit. Cobraste is not a loan. You are accessing wages you have already earned. There is no interest and no credit check. The funds you access through Cobraste are automatically reflected in your next regular paycheck. Learn more at https://www.cobraste.com
Ratings & reviews
5.0
60 ratings
What’s new
Version 1.1.0 · Updated October 13, 2026
Financial Health. Short reads on budgeting, saving, credit and more, in English and Spanish. Find it on the Me tab. Plus smoother transfers and bug fixes.
App privacy
The developer, Arise Money LLC, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Contact Info: Email Address, Name, Phone Number
- Identifiers: User ID, Device ID
- Usage Data: Product Interaction
- Diagnostics: Crash Data
- Financial Info: Payment Info, Other Financial Info
- Other Data: Other Data Types
Used for: Analytics, App Functionality
Alternatives to Cobraste
Looking for apps like Cobraste? Here are 6 similar apps on the App Store. The highest rated is Oriental Wallet (5.0/5), and all 6 are free to download.
-
Oriental Wallet
5.0
-
Luna Money
5.0
-
Qistiq
1.7
-
SeraFi: Money & Debt Tracker
5.0
-
TU COOP PR
-
SoonPay - Send, Receive, Save
3.4
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Cobraste | 5.0 / 5 (60 ratings) | Free | October 13, 2026 | |
| Oriental Wallet | 5.0 / 5 (3) | Free | Oct 7, 2026 | Compare |
| Luna Money | 5.0 / 5 (5) | Free | Apr 24, 2026 | Compare |
| Qistiq | 1.7 / 5 (7) | Free | Aug 25, 2026 | Compare |
| SeraFi: Money & Debt Tracker | 5.0 / 5 (3) | Free | Oct 9, 2026 | Compare |
| TU COOP PR | – | Free | May 1, 2025 | Compare |
| SoonPay - Send, Receive, Save | 3.4 / 5 (5) | Free | Oct 27, 2026 | Compare |
Compare Cobraste with the top alternatives: ratings, updates, ASO score and keyword gaps →