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About DebtDown

Debtdown gives you a clear, actionable plan to pay off every debt you owe — credit cards, car loans, personal loans, and more. Add your debts, choose a payoff strategy, and Debtdown calculates exactly how long it will take and how much interest you'll pay. Watch your debt-free date get closer every time you make a payment. FEATURES - Snowball & Avalanche payoff strategies - See your exact debt-free date - Track interest costs across all debts - Balance, interest, and timeline charts - Payment reminders - Home screen widget - iCloud sync across your devices - Amortization schedules DEBTDOWN PRO (one-time purchase) - Unlimited debts - 5 additional payoff strategies - PDF export & shareable payoff cards - CSV import - Refinance simulator - Debt payoff challenges - Custom currency No subscription. No ads. Pay once, own it forever.

What’s new

Version 1.7.1 · Updated August 17, 2026

This update fixes several important issues: - Fixed iCloud sync so your debts now properly restore when you set up Debtdown on a new device - Fixed a balance/rate entry bug that could multiply amounts by 100x for users in certain international regions - App Lock now protects your data immediately after restarting the app, not just when backgrounding - Fixed notifications continuing to fire for debts you've already deleted - Recurring auto-payments now log correctly even if you don't reopen the app right at the start of the month, and no longer post phantom payments against paid-off debts - Fixed an issue where iCloud sync could get stuck in a repeating loop - CSV import now correctly handles debt names containing commas - Various improvements to data reliability, chart accuracy, and the target-payoff-date calculator Thanks for using Debtdown — as always, feedback is welcome!

App privacy

The developer, Hrdlicka Apps LLC, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

Alternatives to DebtDown

Looking for apps like DebtDown? Here are 6 similar apps on the App Store. The highest rated is Pony Up: Split & Budget (5.0/5), and all 6 are free to download.

DebtDown vs. alternatives
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