必灵-AI记账存钱助手
Hangzhou Yuancai Technology Co.,Ltd. Utilities iPhoneiPadiPod touch
必灵-AI记账存钱助手 is a free Utilities app for iPhone and iPad by Hangzhou Yuancai Technology Co.,Ltd. Requires iOS 13.0. Updated October 16, 2026.
- Price
- Free
- on the App Store
- Size
- 61 MB
- Age 9+
- Updated
- Oct 16
- 2026 · v1.0.20
Screenshots
About 必灵-AI记账存钱助手
记账很认真,钱却总是存不下来? 必灵不只帮你记清每一笔收支,还能帮你分析消费习惯、判断消费是否值得、规划预算与存钱目标,把「知道钱花去哪」变成「知道接下来怎么做」。 从轻松记账,到看清消费,再到制定计划、持续存钱,让每一笔钱都更有计划。 ---产品特色功能--- 【趣味存钱|让存钱变得更有动力】 - 可视化存钱罐: 每存一笔,金币就会落入存钱罐,让积累看得见。 - 零钱存钱: 从日常的小额积累开始,逐步靠近目标。 - 盲盒存钱: 换一种更有趣的方式体验存钱。 - 省钱挑战: 挑战少喝奶茶、少打车,也可以自定义属于自己的省钱目标。 每一次积累都有反馈,每完成一个目标,都离想要的生活更近一点。 【AI智能记账|少输入,记得清】 - 支持文字、语音、图片和拍照记账,快速记录日常收支。 - 支持账单导入与批量整理,AI自动识别收支信息、整理分类,减少重复输入。 - 支持快捷自动记账,让日常记录更轻松。 - 账单查询与管理更方便,收支情况一目了然。 【AI消费分析决策|找到可以改善的开支】 - 查看收入、支出与消费情况,了解钱主要花在哪。 - 让AI帮你分析消费习惯,发现值得关注的花销。 - 遇到犹豫的消费,AI帮你看值不值、有没有替代方案。 【AI财务规划|目标不再只是一个数字】 - AI结合收支与存钱目标,估算每月该存多少。 - AI制定省钱方案、安排预算,把大目标拆成日常可执行的行动。 - 随时了解预算情况,帮助自己更有计划地花钱。 【存钱/省钱目标追踪】 已存钱/已省钱总金额、目标完成率,一目了然,财务进度轻松掌控。 【便捷登录】 支持微信登录、Apple登录、手机号登录,选择习惯的方式,轻松开始记账与存钱。 记账是起点,看清消费、做好规划、坚持存钱,才是改变的开始。 必灵,帮你记得清、花得明白、存得下来。
What’s new
Version 1.0.20 · Updated October 16, 2026
1、可设置多个存钱目标,盲盒存、零钱存等趣味存钱法,可爱存钱罐成就感满满 2、提升AI识别准确率
App privacy
The developer, Hangzhou Yuancai Technology Co.,Ltd., reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers: Device ID
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction
- Other Data: Other Data Types
- Contact Info: Phone Number
- Identifiers: User ID
Used for: Analytics, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Identifiers: Device ID
- Usage Data: Product Interaction
- User Content: Photos or Videos, Audio Data
- Diagnostics: Crash Data, Performance Data
Used for: Analytics, Product Personalization, App Functionality
Alternatives to 必灵-AI记账存钱助手
Looking for apps like 必灵-AI记账存钱助手? Here are 6 similar apps on the App Store. The highest rated is Dayfold - Countdown & Widgets (5.0/5), and 5 of the 6 are free to download.
-
SandBank - Saving Goal Tracker
-
财象云账
-
Cost自动记账
-
散点未来
1.0
-
Dayfold - Countdown & Widgets
5.0
-
TimePulse
3.0
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| 必灵-AI记账存钱助手 | – | Free | October 16, 2026 | |
| SandBank - Saving Goal Tracker | – | Free | Oct 20, 2026 | Compare |
| 财象云账 | – | Free | Jul 18, 2025 | Compare |
| Cost自动记账 | – | Free | Oct 24, 2026 | Compare |
| 散点未来 | 1.0 / 5 (1) | Free | Oct 23, 2026 | Compare |
| Dayfold - Countdown & Widgets | 5.0 / 5 (2) | Free | Oct 15, 2026 | Compare |
| TimePulse | 3.0 / 5 (1) | 0.99 USD | Sep 10, 2026 | Compare |
Compare 必灵-AI记账存钱助手 with the top alternatives: ratings, updates, ASO score and keyword gaps →