Forge: Personal Finance

Forge: Personal Finance Most finance apps are built by banks, funded by ads, and designed to sell you something. Forge is none of those things. No ads. No subscriptions. No accounts. No data collection. No cloud sync. No upsells. You pay once and own it forever. Your financial data never leaves your device — not because we say so, but because we never built the infrastructure to take it. Forge is an independent app built on one belief: you are capable of building your own financial future. You just need a clear plan and honest tools to execute it. BUILT AROUND THE 7 BABY STEP FRAMEWORK The proven framework championed by Dave Ramsey, John Bogle, Warren Buffett, Suze Orman, Ramit Sethi, and Morgan Housel — the world's most trusted financial voices. 1. $1,000 Starter Emergency Fund 2. Pay Off All Debt — snowball or avalanche 3. Full Emergency Fund — 3–6 months saved 4. Invest 15% for Retirement 5. Save for College 6. Pay Off Your Home Early 7. Build Wealth & Give FEATURES Smart Budget — Zero-based and 50/30/20 budgeting. Track every dollar by category. Monthly history with year-to-date totals. Category tips show exactly what belongs where and how much to target. Debt Payoff — Add your debts and see your exact payoff date. Watch how an extra $50/mo saves you thousands in interest. Net Worth Tracker — Monthly snapshots, long-term growth charts, wealth projections out 50 years. Financial Calculators — Compound interest, mortgage, debt payoff, savings goal, emergency fund. All offline. All instant. Goals — Set savings goals with monthly contribution tracking and progress trends. Forge Insights — Personalized recommendations based on your actual numbers, not generic advice. WHY NOT THE OTHER APPS? Big banks built apps to keep you dependent. Subscription apps need your recurring payment to survive. Ad-supported apps sell your behavior to the highest bidder. Forge has none of those incentives. We make money when you buy the app once — and that's it. Steel doesn't shape itself. You apply the heat. You swing the hammer.