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  • Cashy: Smart Budget & Expenses screenshot 1
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About Cashy: Smart Budget & Expenses

Take control of your money with Cashy — your smart personal finance tracker and AI-powered money coach, designed to help you manage spending, build budgets, and reach your financial goals. Whether you are trying to get out of debt, save for a major purchase, or simply want to understand your daily spending habits, Cashy provides the tools and insights you need to build lasting financial health. AI-Powered & Financial Coaching AI Receipt Scanner: Scan receipts with your camera and let AI extract transaction details instantly. Voice Transactions: Add transactions naturally by voice — just speak, and Cashy understands. Learning Hub: Grow your wealth and money knowledge with our built-in financial literacy lessons. Daily Financial Quotes: Stay inspired with daily financial wisdom and beautiful home screen widgets. Smart Categorization: AI automatically suggests categories based on your unique spending habits. Master Your Spending & Budgets Track Everything: Log income and expenses across multiple accounts (cash, bank, credit cards) and currencies. Search and filter your full history anytime. Smart Budgets: Create weekly, monthly, or custom budgets. Cashy automatically tracks your spending so you always know exactly where you stand. Salary Mode: Input your paycheck and track your remaining budget as the month progresses. Manage Subscriptions: Log recurring payments, set reminders before due dates, and monitor your monthly subscription costs so you never pay for unused services. Lent & Borrow Tracking: Easily keep track of debts by assigning specific names to people who owe you money or whom you owe. Deep Insights & Reporting Visual Reports: Understand your spending trends with clean, minimalist charts. View monthly breakdowns, top categories, and your net worth over time. Detailed Excel Export: Export your financial data into beautifully colored, comprehensive Excel (XLSX) or CSV files for deeper personal analysis or accounting needs. Goal Tracking: Set specific savings goals, link them to designated categories, and watch your progress with clear visuals. Built For You & Your Privacy Custom Themes: Personalize your app experience with multiple beautiful themes, including stunning true dark and light modes. Ultimate Privacy: Your financial data is your business. All data is encrypted and stored locally on your device. Optional Google Drive backup keeps your data safe and entirely under your control. No account creation required. Biometric Lock: Secure your financial data with Face ID or Touch ID. Full Arabic & English Support: Complete localization with native RTL layout for a seamless native experience. Siri Shortcuts: Log your spending in seconds without even opening the app. Who is Cashy for? Individuals & Families: Keep track of household expenses and shared budgets effortlessly. Freelancers & Professionals: Monitor multiple income streams and categorize business versus personal expenses. Travelers: Add transactions in multiple currencies and let the app handle the organization. Beginners: Start your financial journey with built-in lessons that teach you the fundamentals of wealth building. Cashy Premium While Cashy offers a robust free experience, upgrading to Premium unlocks advanced AI limits, unlimited accounts, custom themes, and full historical data exports to supercharge your financial journey. Download Cashy today and start building better money habits. Terms and conditions: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What’s new

Version 2.0.1 · Updated October 2, 2026

Cashy 2.0 is here: a complete redesign. • A brand-new look on every screen, with a new app icon and a Liquid Glass tab bar • Write to add: type a transaction the way you'd text it ("coffee 6.50 amex") and Cashy fills in the amount, category, account and date • Tap + to add an expense, or hold it for every way to add: voice, receipt photo and more • Home now has Dashboard, Salary and Budget views, so you can see what's left until payday at a glance • Goals can track several accounts, categories and tags at once, and tell you if you're on pace • Budgets can be limited to the accounts you choose • Pick your AI: OpenAI, Claude, Gemini, Grok, DeepSeek, Mistral or OpenRouter, with your own key • Adjustable text size • Share any transaction as an image or text • Refreshed home screen widgets • A new Arabic typeface, Thmanyah Sans, and charts that read right to left in Arabic • Dozens of fixes for subscriptions, recurring transactions, credit cards, net worth and Google Drive backups Enjoying Cashy? A rating on the App Store helps a lot.

App privacy

The developer, Zeyad Othman, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

Alternatives to Cashy: Smart Budget & Expenses

Looking for apps like Cashy: Smart Budget & Expenses? Here are 6 similar apps on the App Store. The highest rated is Finan360: Savings & Goals (5.0/5), and 5 of the 6 are free to download.

Cashy: Smart Budget & Expenses vs. alternatives
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Cashy: Smart Budget & Expenses 4.0 / 5 (4 ratings) Free October 2, 2026
Money Neo – Free Sep 22, 2025 Compare
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