AI Money Health & EMI Planner
Parth Hingu Finance iPhoneiPadiPod touch
AI Money Health & EMI Planner is a free Finance app for iPhone and iPad by Parth Hingu. Rated 3.5/5 from 4 ratings. Requires iOS 13.0. Updated May 6, 2026.
- Rating
- 3.5
- 4 ratings
- Price
- Free
- on the App Store
- Size
- 56 MB
- Age 17+
- Updated
- May 6
- 2026 · v1.0.4
Screenshots
About AI Money Health & EMI Planner
AI Financial Health & EMI Planner is a smart personal finance app designed to help you understand and improve your overall financial stability. At the core of the app is your Financial Health Score — a simple and powerful indicator that evaluates your income, EMI burden, savings rate, debt level, and emergency fund coverage. Key Features: • Financial Health Score Get a score from 0–100 based on your financial ratios and commitments. • AI-Based Insights Receive intelligent suggestions to reduce financial pressure and improve money discipline. • EMI Management Add and track loans with repayment progress and interest breakdown. • Prepayment Analysis Understand how extra payments can reduce total interest and shorten loan tenure. • Emergency Fund Planning Set savings goals and measure your financial safety cushion. • Monthly Financial Summary Track changes in your Financial Health Score over time. Subscription Plans The app offers optional premium subscriptions to unlock advanced features: • Weekly Plan – $0.99 per week • Monthly Plan – $2.99 per month • Yearly Plan – $19.99 per year Premium Features Include: • Ads Free Experience • Unlimited Loan Tracking • Advanced Financial Reports • Smart AI Financial Suggestions • Emergency Fund Planning Tools • Faster AI Processing Subscription Details Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your App Store account settings after purchase. Privacy & Transparency This app does not provide loans, does not act as a lender, and does not connect to bank accounts. All information is manually entered by the user and securely stored on the device. Financial calculations and AI insights are generated locally without sending personal financial data to external servers. Privacy Policy https://crystalgamehub.blogspot.com/2026/03/ai-financial-health-emi-planner-privacy.html Terms of Use (EULA) https://darkred-cassowary-959272.hostingersite.com/terms-and-condition.html
What’s new
Version 1.0.4 · Updated May 6, 2026
Bug fixes and improve Performance
App privacy
The developer, Parth Hingu, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Location: Coarse Location
- Identifiers: Device ID
- Diagnostics: Crash Data
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Location: Coarse Location
- Identifiers: Device ID
- Diagnostics: Crash Data
Used for: Developer’s Advertising or Marketing, Analytics, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Advertising Data
Used for: Third-Party Advertising, Analytics
Alternatives to AI Money Health & EMI Planner
Looking for apps like AI Money Health & EMI Planner? Here are 6 similar apps on the App Store. The highest rated is Easy Loan -Loan EMI Calculator (4.6/5), and all 6 are free to download.
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| AI Money Health & EMI Planner | 3.5 / 5 (4 ratings) | Free | May 6, 2026 | |
| Personal Loan - Cash App Calc | 4.5 / 5 (19) | Free | Oct 6, 2026 | Compare |
| Instant Loan - Money App Calc | 4.2 / 5 (22) | Free | Oct 8, 2026 | Compare |
| Loan App - Instant Loan Calc | 3.8 / 5 (5) | Free | Oct 7, 2026 | Compare |
| Lendon Fin | – | Free | Jul 16, 2026 | Compare |
| Easy Loan -Loan EMI Calculator | 4.6 / 5 (186) | Free | May 6, 2026 | Compare |
| Payday Loan - EMI Calculator | – | Free | Oct 3, 2026 | Compare |