Paycheck & Tax Calculator

Understand exactly where every dollar of your paycheck goes. See your real take-home pay, visualize how tax brackets actually work, and make smarter decisions about raises, bonuses, and retirement savings. FREE TOOLS Paycheck Breakdown - Enter your salary and see every deduction: federal tax, state tax, Social Security, Medicare, and your real take-home pay Salary Compare - See exactly how much more you'll take home with a raise or new job Tax Bracket Visualizer - See how your income flows through each bracket and why your effective rate is lower than you think Bonus & Overtime Calculator - Find out what you actually keep from bonuses and overtime PREMIUM TOOLS ($4.99 one-time) 401k Optimizer - See your tax savings, employer match, room to max out, and projected growth W-4 Calculator - Get exact W-4 form recommendations to stop overpaying or owing at tax time Paycheck Calendar - See every pay date, bonus months, and when Social Security tax stops FEATURES All 2026 federal tax brackets and rates State taxes for all 50 states Beautiful charts and breakdowns Share your results as polished images No ads. No subscriptions. No data collection. Built by Independence Investing - tools for people pursuing financial independence.