Zentavo

Zentavo tells you what you can spend today, this week and this month, from the money you actually earn. No bank login. No account. No ads. Free. KNOW WHAT YOU CAN SPEND • Left this month, from your real paychecks after every bill • A daily limit, and a weekly one that makes room for a big day • Day by day: green when you're under, amber when you're close, red when you're over IT LOGS ITSELF • Apple Pay purchases log the moment you tap, through Apple's Shortcuts app • Ride, delivery and order receipts, paychecks and transfers log from their emails • A step-by-step setup that checks itself and tells you exactly what to fix • Or scan a paper receipt, paste one, or type "12.50 lunch" ASK ZENTAVO • "Can I afford $200 this weekend?" "Where did my money go last month?" • Answered on your iPhone with Apple Intelligence. Nothing is sent anywhere. SEE WHAT'S COMING • A 14-day forecast with paydays, bills and your usual spending • A bills calendar, and repeating charges spotted for you • What if: skip a transfer once, or spend to your limit, and watch the line move ALL YOUR MONEY IN ONE PLACE • Total wealth across checking, savings, investing, retirement and crypto • Savings goals with a weekly pace, and weekly goals like sending money home • How your pay splits: fixed costs, investments, savings and guilt-free spending • Debts, and a trophy for the ones you've paid off PRIVATE BY DESIGN • Nothing to link, nothing to leak: no bank login, ever • Your data stays on your iPhone and in your own iCloud • No account, no tracking, no ads FREE FOR EVERYONE Every feature is free. If Zentavo helps you, you can leave a tip, and tippers can pick a different app icon. Ask Zentavo needs an iPhone that supports Apple Intelligence. Automatic logging uses Apple's Shortcuts app.