Loan Utility Portal

**Loan Utility Portal** is a professional‑grade toolkit that brings together **loan eligibility, EMI, guarantee‑fee and inspection report calculators** in one modern app. Designed for **banks, NBFCs, credit officers and informed borrowers**, it delivers clear answers, fast — with **shareable PDF reports and EMI charts**. ### Make Loan Discussions Simple Whether you are evaluating a home loan, car loan, property loan, pension loan or cash loan, Loan Utility Portal helps you: - Understand how much a customer may be eligible for - See the exact EMI and amortization schedule - Estimate margins, FOIR and LTV‑aligned limits - Prepare professional reports for clients and internal files ### What You Can Do **Retail Loan Calculators** - **Home Loan:** - Income, FOIR and LTV‑based eligibility - EMI and full amortization schedule - Project cost vs income‑based caps - **Car Loan:** - New, used and combo scenarios - On‑road cost breakup and margin - Eligibility and EMI at a glance - **Property Loan:** - Term loan and overdraft options - Realisable value and FOIR checks - **Pension & Cash Loans:** - Pension multiples, age and repayment period - Employer category, salary account status and existing EMIs - Amount available for new EMIs - **Quick EMI Calculator:** - Fast EMI, principal and interest breakup - Exportable EMI chart **Guarantee Fee & Scheme Calculators** - **CGTMSE Fee Calculator** – for micro and small enterprises - **CGFMU Fee Calculator** – for micro units - **CGSSI Fee Calculator** – for skill and scheme‑specific initiatives All three provide a **clear breakdown of base fee, GST, invoice to bank and total fee to customer**, mirroring how branches and HO teams work. **Inspection & Reporting Helpers** - PSVR‑1 to PSVR‑5 inspection support - Statement of Means (Annexure‑II) helper - Capture details in structured form and generate **clean, shareable PDF outputs** for audits and records. **Interest & Utility Tools** - Simple & compound interest calculators - Fixed deposit calculator - Date and tenor calculator - Area, length and weight / mass converters ### Built for Professionals, Friendly for Everyone - **For banks & NBFCs:** - Aligns with typical credit workflows - Reduces manual calculator use and spreadsheet errors - **For advisors & agents:** - Quick scenario comparison with clear EMI charts - Professional PDF reports to share with clients - **For individual users:** - Understand your affordability before you apply - Explore how changes in rate, tenure or amount impact your EMI Terms of Use (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy https://www.prsoftech.in/privacy-policy.html