ChibyooFlow

ChibyooFlow is a personal finance app for people who want to stay in control of their money — without connecting to a bank. Add your accounts manually, log income and expenses, plan budgets, track savings goals, and schedule recurring payments. Everything syncs across your devices via iCloud. ACCOUNTS & TRANSACTIONS - Multiple accounts: cash, debit, credit card, savings, loan, mortgage - Quick expense and income entry - Transfers between accounts with multi-currency support - Tags, payees, notes and photos for each transaction - Filter by period: today, week, month, year or custom range BUDGETS - Monthly budgets by category - Real-time progress tracking - Alerts when you approach your limit STATISTICS & ANALYTICS - Expense breakdown by category with donut chart - Income vs expenses comparison - Balance forecast based on scheduled payments - Savings and loan tracking SCHEDULED PAYMENTS - Recurring bills and subscriptions - Subscription tracker with monthly and yearly totals - Reminders before payment dates GOALS & SAVINGS - Financial goals with progress tracking - Cover images for each goal - Savings account allocation view MULTI-CURRENCY - Add multiple currencies - Manual or automatic exchange rates - All amounts displayed in your base currency iCLOUD SYNC - All data synced privately via your iCloud account - No registration required - Your data stays yours ChibyooFlow is designed for people who prefer to track finances manually — with full control, beautiful design, and no bank connections required. Privacy Policy — ChibyooFlow - https://chibyoo.com/chibyooflow-privacy/ Terms of Service — ChibyooFlow -https://chibyoo.com/chibyooflow-terms/