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Screenshots

  • Points Vault - Rewards Tracker screenshot 1
  • Points Vault - Rewards Tracker screenshot 2
  • Points Vault - Rewards Tracker screenshot 3
  • Points Vault - Rewards Tracker screenshot 4

About Points Vault - Rewards Tracker

Know which credit card to use for every purchase — and what your points and miles can actually book. Points Vault keeps your cards, points and airline miles in one place. Tap the cards you have and it shows the best card for groceries, dining, gas and travel, every airline and hotel your points can reach, and how many points a flight costs. No account needed — sign in only if you want your data on more than one device. THE BEST CARD FOR EVERY PURCHASE Answer a few questions about how you spend, and the Optimizer recommends the best one, two or three cards within your annual-fee budget — cash back or travel rewards, your choice. SEE WHAT YOUR POINTS CAN BOOK Pick a route and a cabin. Points Vault compares published award charts from 12 airline programs and shows which of your points to transfer, and how many. NEVER MISS A TRANSFER BONUS Limited-time bonuses from Chase, Amex, Capital One, Citi, Bilt and Rove appear automatically, with their end dates, and are counted in your award search results. KNOW BEFORE YOUR MILES EXPIRE Enter your balances and the expiry tracker shows which miles expire first, and when. WALLET Every card, points currency and loyalty program in one place, with transfer ratios shown the same easy way (for example 1,000 → 750). TIPS Short, practical guides on getting more from your points, updated regularly. INCLUDED - 45 credit cards from Chase, Amex, Capital One, Citi, Wells Fargo, US Bank, Bank of America and Barclays - 47 airline, hotel and rail programs, including Amtrak Guest Rewards - Earning platforms: Bilt Rewards, Rove Miles and Rakuten - Statement import and spending budgets, processed on your iPhone - Card offers, transfer partners and bonuses refresh automatically — no app update needed - Optional sign-in with Apple or email to keep your data on more than one device Award prices come from each airline's published charts. A chart shows what a seat costs, not whether one is available — always check with the airline before transferring points, because transfers can't be reversed.

What’s new

Version 3.0.1 · Updated October 17, 2026

• Easier setup, smarter card picks (Bilt rent now follows your Bilt card spending), better statement import and award search that finds cities like Milan and Tokyo. • Faster, easier to read, and syncs safely across iPhones. Requires iOS 16 or later.

App privacy

The developer, IOAN MIHAI COSMA, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Other Financial Info
  • Contact Info: Email Address, Name
  • Identifiers: User ID

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Location: Coarse Location
  • Identifiers: Device ID
  • Usage Data: Product Interaction

Used for: Analytics

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