PerPaisa

Three money apps in one — and all of it free. Most of us end up with a bill-splitting app, a budgeting app, and a spreadsheet somewhere for investments. PerPaisa replaces all three. SPLIT EXPENSES WITHOUT THE AWKWARD PART Add an expense once and PerPaisa figures out who owes whom. Split it equally, by exact amounts, by percentage, or by shares — whatever the situation actually calls for. Create groups for trips, flat rent, or a dinner that got out of hand. When the maths gets tangled, debt simplification collapses it: five people settling ten times becomes two payments. Add your UPI ID and friends can settle up in a tap. Set up recurring expenses for rent and subscriptions so you stop re-entering the same thing every month. Everything lands in an activity feed you can scroll back through — and undo, when someone inevitably taps the wrong button. Need the whole thing in a spreadsheet anyway? Export any group to CSV. BUDGETS YOU MIGHT ACTUALLY STICK TO Set a spending goal, split it into your own categories, and watch where the money is going while you can still do something about it. Share a goal with a partner or a flatmate so you are both looking at the same number. Analytics show you which categories are quietly eating the month. Adding an expense takes a couple of seconds — type it in plain English, like "450 groceries", and PerPaisa sorts out the rest. WATCH YOUR NET WORTH MOVE Savings, investments, property, the money sitting in six different apps — log it all in one place, month by month, and see the line over time instead of guessing. WHAT IT COSTS Nothing. Not free-for-thirty-days, not free-until-you-need-the-good-part. Every feature described above is available to everyone, with no cap on groups, friends, or expenses. We think splitting a dinner bill with your friends should not require a subscription. A FEW MORE THINGS Built for India: rupees, UPI, and the way people here actually settle up. Sign in with Apple, Google, or just your email — there is no password to forget. Your data belongs to you. Delete your account from inside the app and it all goes with it. Got an idea, or something is broken? Send feedback from the app. A real person reads it.