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Screenshots

  • Autonomy Ledger screenshot 1
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  • Autonomy Ledger screenshot 4

About Autonomy Ledger

Your money. Your data. Your freedom. Autonomy Ledger is a privacy-first budgeting app built on one belief: awareness changes behavior. No bank connections. No data sales. Just you, your money, and a clear path toward financial freedom. YOUR FREEDOM DATE See an estimate of when you could be debt-free, built from your own balances, interest rates and payments. Watch it move closer every time you make a payment. ZERO-BASED BUDGETING Every dollar gets a job. Nothing slips through the cracks. You decide where every dollar goes. DEBT PAYOFF STRATEGIES Choose avalanche (highest interest first) or snowball (smallest balance first). See how each one affects your timeline and total interest. PRIVACY FIRST. ALWAYS. No bank connections. No account linking. No third-party access to your financial data. You log transactions yourself because awareness is the intervention. No account numbers. No Social Security numbers. No bank credentials. Every number in the app is something you typed in yourself. No ad tracking, and we never sell your data. Beyond what you enter, the app only sends what it needs to run, such as crash reports and your subscription status. You're the customer, not the product. KEY FEATURES • Zero-based budgeting. Every dollar allocated. • Freedom Date. Your estimated debt-free date. • Debt payoff plans (avalanche and snowball) • Debt analysis, simulators, and amortization tables • Multi-currency support • Transaction logging with labels • Income tracking and savings goals • Spending reports and category breakdowns • Data export (JSON) • Dark mode • No bank connections. Ever. Start with a free 7-day trial. Then $4.99/month for full access to every feature. Cancel anytime. No locked features, no upsells. Terms of Use: https://autonomyledger.com/terms Privacy Policy: https://autonomyledger.com/privacy

What’s new

Version 1.0.8 · Updated September 27, 2026

Clearer wording about debt payoff methods and your privacy.

App privacy

The developer, Jade Digital Labs LLC, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Purchases: Purchase History
  • Financial Info: Other Financial Info
  • Contact Info: Email Address, Name
  • Identifiers: User ID
  • Usage Data: Product Interaction

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Diagnostics: Crash Data, Performance Data

Used for: App Functionality

Alternatives to Autonomy Ledger

Looking for apps like Autonomy Ledger? Here are 6 similar apps on the App Store. The highest rated is Financial Resources FCU (4.8/5), and all 6 are free to download.

Autonomy Ledger vs. alternatives
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