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Screenshots

  • zero: offline expense tracker screenshot 1
  • zero: offline expense tracker screenshot 2
  • zero: offline expense tracker screenshot 3
  • zero: offline expense tracker screenshot 4

About zero: offline expense tracker

WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately.

What’s new

Version 2.6.7 · Updated October 19, 2026

• Fixed a crash when tapping the back arrow on the Add Category, Add Debt and Add Person screens. • Smoother animations and improved stability. • Diagnostics (Settings → About) now keeps the full error trace. • Built with Xcode 27; now requires iOS 15.1 or later.

App privacy

The developer, Lossless Protocols, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

Alternatives to zero: offline expense tracker

Looking for apps like zero: offline expense tracker? Here are 6 similar apps on the App Store. The highest rated is Fineyo: Expense Tracker (5.0/5), and all 6 are free to download.

zero: offline expense tracker vs. alternatives
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zero: offline expense tracker 3.8 / 5 (4 ratings) Free October 19, 2026
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Fineyo: Expense Tracker 5.0 / 5 (12) Free Oct 7, 2026 Compare
Flow: Expense tracker 5.0 / 5 (20) Free Oct 19, 2026 Compare

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