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  • J-Finance: AI Speed Track screenshot 1
  • J-Finance: AI Speed Track screenshot 2
  • J-Finance: AI Speed Track screenshot 3
  • J-Finance: AI Speed Track screenshot 4

About J-Finance: AI Speed Track

Log expenses in seconds. Just speak. Welcome to J-Finance: AI Speed Track - the fastest, smartest way to manage your personal finances. Combining powerful Google Gemini AI with offline-first privacy, J-Finance eliminates the friction of traditional bookkeeping. SPEED TRACK WITH VOICE AI Forget manual typing and tedious scrolling. Just say: "Coffee 5 dollars, lunch 12" and our AI instantly understands and logs it. Powered by Google Gemini, J-Finance understands natural language and converts it into accurately categorized transactions in seconds. TEXT OR VOICE - YOU CHOOSE Speak your expenses aloud, or type naturally like you'd message a friend. Our smart NLP engine handles the heavy lifting: extracting the exact amount, finding the right category, setting the transaction type, and recognizing the date. Everything is reviewed by you before saving. LOG BATCH TRANSACTIONS AT ONCE In a rush? Say every expense in one single sentence: "Uber 8, coffee 4, groceries 60 yesterday." The AI detects multiple transactions in a single request and prepares them instantly. INTUITIVE, BEAUTIFUL CHARTS Understanding your spending has never been easier. Dive into detailed, interactive charts that break down your cash flow, budget jars, and category spending. Spot trends instantly and make better financial decisions. EXPORT TO EXCEL Need more control? Export your entire transaction history to Excel (.xlsx) with a single tap. Perfect for doing your own deep-dive analysis, sharing with your accountant, or keeping personal backups. BUILD FINANCIAL DISCIPLINE Gamify your finances and maintain your daily logging streak to unlock achievement badges. AI makes tracking so fast and effortless that missing a day is no longer an excuse. DAILY SAFE-TO-SPEND Stop guessing. J-Finance calculates exactly how much you can safely spend today while staying within your monthly budget constraints. 100% PRIVATE AND OFFLINE-FIRST Your financial data belongs to you. J-Finance works entirely offline. We do not store your data on servers, no account creation is required, and all AI interactions use secure, anonymous on-device API calls. FREE AI EVERY DAY Experience Smart AI input for free, every single day. Need more volume? Earn extra credits by watching a quick ad, or upgrade to Premium for unlimited AI access. FEATURES AT A GLANCE: - Fast AI Voice and Text transactions - Interactive charts and visual analytics - Export data to Excel effortlessly - Auto-pilot monthly budget rollover - Daily Safe-to-Spend calculator - Gamified streak tracking and badges - Modern Dark Mode support - Multi-currency support for travelers Download J-Finance today and put your money management on the fast track!

What’s new

Version 1.0.2 · Updated May 14, 2026

Bug fix and improvements

App privacy

The developer, Tran Thai Quyen, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: Device ID
  • Usage Data: Advertising Data

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID
  • Usage Data: Advertising Data

Used for: Third-Party Advertising, Analytics, App Functionality

Alternatives to J-Finance: AI Speed Track

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