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Baseline Finance

Baseline Financial, LLC Finance iPhoneiPadiPod touch

Baseline Finance is a free Finance app for iPhone and iPad by Baseline Financial, LLC. Rated 5.0/5 from 7 ratings. Requires iOS 18.6.

Rating
5.0
7 ratings
Price
Free
on the App Store
Size
53 MB
Age 4+
Updated
Sep 14
2026 · v1.3
Download on theApp Store See alternatives

Screenshots

  • Baseline Finance screenshot 1
  • Baseline Finance screenshot 2
  • Baseline Finance screenshot 3
  • Baseline Finance screenshot 4

About Baseline Finance

Most money apps are free because you're the product. Baseline isn't. No ads. No data selling. Just an honest view of where your money is going — and what to do about it. YOUR FULL FINANCIAL PICTURE Link your accounts in seconds. Transactions are automatically categorized so you always know where your money is going — without logging into three different apps. INSIGHTS THAT ACTUALLY LAND Baseline spots what matters in your spending — trends, habits, and the slow leaks quietly eating your budget. Not a wall of charts. Just the things worth acting on. BUDGETS BUILT AROUND REAL LIFE Create budgets that fit how you actually spend. Get a heads-up before you overspend — not a recap after it's too late. PRIVATE BY DEFAULT Your data is encrypted and never sold. Because we're a paid app — not an ad platform. BASELINE PRO — FOR PEOPLE GETTING SERIOUS The free version gives you clarity. Pro gives you control. - Forecast your financial future See projected cash flow based on your real spending and income — not just what you hope. - Long-term trend breakdowns Spot the categories quietly growing month over month before they become a problem. - Advanced budget controls Custom categories, sub-limits, and tracking that maps to your actual goals. - Smarter alerts Unusual charges, upcoming bills, and budget risks — flagged before they become problems. - In-depth financial reports Visual, month-over-month progress so you can see if you're actually improving. Start free. Upgrade when you're ready. No pressure. No ads. Ever. Terms of Use: https://www.baseline-financial.com/terms.html Privacy Policy: https://www.baseline-financial.com/privacy.html

Ratings & reviews

5.0

7 ratings

5 ★ 100% 4 ★ 0% 3 ★ 0% 2 ★ 0% 1 ★ 0%

What’s new

Version 1.3 · Updated September 14, 2026

We've been hard at work to provide you a new Baseline experience. This update contains a lot of new features as well as a refresh of the app. WHATS NEW • Custom accent colors — choose your theme from a palette in Settings • Cash Flow Timeline — week-by-week bar chart comparing income vs. spending over the last 8 weeks • Merchant Breakdown — see your top 5 merchants this month with trend arrows showing whether you're spending more or less than last month • Savings Rate card — track the percentage of your income you're saving each month with a 6-month chart • Paycheck Countdown — see days until your next paycheck and a progress bar through your pay cycle; set your payday once in the card • Budget Rollover — enable rollover on any budget category to carry unspent money into the following month's limit • Split Transactions — divide a single charge across multiple categories for more accurate budget tracking; swipe left on any transaction to split • Savings Goal Milestones — confetti celebration when you hit 25%, 50%, 75%, and 100% of a goal • Account Nicknames — give any linked account a custom name; tap the ••• menu on any account detail page IMPROVEMENTS • Accounts screen and account detail pages now use the animated aurora background • Full redesign of the expanded accounts view for visual consistency across the app • Fixed the investment portfolio page where it would get stuck in the "Link Account" screen • The credit view now displays more information to help the user understand their score • More quality of life features to help the user with their budget tracking • Changed the way you can move different cards around on the dashboard.

App privacy

The developer, Baseline Financial, LLC, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Purchases: Purchase History
  • Financial Info: Payment Info, Other Financial Info
  • Contact Info: Email Address, Name, Phone Number

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • User Content: Photos or Videos

Used for: App Functionality

Alternatives to Baseline Finance

Looking for apps like Baseline Finance? Here are 6 similar apps on the App Store. The highest rated is Baselane (4.8/5), and all 6 are free to download.

Baseline Finance vs. alternatives
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