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About MoneyRecon

Win the Wealth War. For decades, this kind of projection modeling was reserved for people with a private wealth manager. MoneyRecon puts it on your phone — link your accounts, watch your Budget Battle play out on screen, and see exactly where today's decisions leave you in 5, 10, or 20 years. THE BUDGET BATTLE Your expenses and debts attack from the left. Your checking balance holds the wall. Your savings and investments rise as towers on the right. It's your month, animated, so you can finally see the shape of your cash flow instead of squinting at a spreadsheet. FORECASTS BUILT ON REAL MATH MoneyRecon runs thousands of simulated futures against your actual numbers using Monte Carlo modeling, the same class of engine built for institutional wealth management. You get a realistic range of outcomes instead of one made-up number. ANSWER THE QUESTIONS THAT ACTUALLY COST YOU MONEY Rent or own? Buy or lease the car? High deductible plus HSA, or PPO? What will my 401(k) and IRA be worth in 5, 10, or 20 years? How much faster does an extra $200 a month kill this debt? When can I retire, and what would it take to get there sooner? Change one input and the whole forecast updates. No spreadsheets, no guessing. LEAGUES AND LEADERBOARDS Bronze, Silver, Gold, Platinum, Diamond, Legendary. You are ranked against people at your stage by progress, never by net worth or income. Everyone competes under a pseudonym and a generated avatar, so nobody sees your balances. The goal is not to beat anyone. It is to graduate. EARN YOUR AVATAR Pay off a card, land a better rate, hit a savings milestone, hold a streak. Real financial wins unlock accessories, crowns, and league upgrades. Achievements are earned through progress, never purchased. ALL YOUR ACCOUNTS IN ONE PLACE Securely connect checking, savings, credit cards, loans, and investment accounts. See total cash flow, net worth, upcoming bills, and where every dollar is going, all in one view. BUILT FOR REAL LIFE Plan around irregular income, one-time expenses, job changes, and big purchases. Model a Roth conversion ladder, Rule of 55, or 72(t) withdrawals. Set giving as a first allocation if that is how you budget. Track goals and watch the forecast move as you hit them. PRIVACY BY DESIGN Your financial details stay on your device and in your own iCloud. Bank connections are read-only and token-based, so MoneyRecon never stores your bank credentials. The leaderboard only ever sees a pseudonym, an avatar, and an abstract score. We do not sell your data. TRY IT FIRST Explore the entire app in Demo Mode with realistic sample data. No account, no connection, no commitment. SUBSCRIBE Account connections, leagues, and custom avatars are included with a paid subscription. Subscribe directly in the app via Apple. Terms of Use: https://moneyrecon.com/terms Privacy Policy: https://moneyrecon.com/privacy Download MoneyRecon and start winning the Wealth War.

What’s new

Version 1.1.5 · Updated October 15, 2026

Simplified how notifications work. Simple "new transaction data" notifications are handled silently by the app. Error notifications and banks needing re-authentication now show up as notifications that need addressing.

App privacy

The developer, MoneyRecon, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

Alternatives to MoneyRecon

Looking for apps like MoneyRecon? Here are 6 similar apps on the App Store. The highest rated is Squeesh: Compare Your Wealth (5.0/5), and all 6 are free to download.

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