Outlay – Smart Expense Tracker

Take control of your money with Outlay, the privacy-first expense tracker powered by on-device AI. CORE VALUE ↳ Unlike traditional apps, Outlay keeps your financial data completely on your device and iCloud — nothing is sent to external servers. KEY FEATURES ##FREE## # Smart Expense Tracking ↳ Log and categorise expenses effortlessly # Privacy First ↳ No tracking. No ads. No data collection. # iCloud Sync ↳ Seamless experience across all your iPhone and iPad devices # Widgets - Home Screen & Standby mode ↳ Smart glanceable Widgets! For that moment when time is of the essence ##PAID## # AI Insights (On-Device) ↳ Understand spending patterns with private, intelligent insights # FinChat ↳ Engage with Oink, your personal finance AI companion, who is always on standby to provide real-time chat updates on your expenses. ↳ Ask questions about your spending, like: - "How much did I spend last weekend?" - "What did I spend the most on this month?" ↳ Get more pre-defined prompts in the built-in "Quick Prompt" library under the chat section # Beautiful Customisations: ↳ Add themes of your choice based on your mood ↳ Express yourself using multilingual support starting with English & Hindi. More language support is coming in future. *AI responses are currently delivered in English ↳ Clean charts to understand your finances at a glance ↳ See your expenses on a map to understand where you are spending # Gamification ↳ Gamify your spending by hitting your daily limit and stay motivated with Streak! # Lookback ↳ With this option, look back on historical spending trends anytime - Terms of service: https://www.ruptapas.com/outlay/outlay-terms-of-service-and-privacy-policy - Privacy policy: https://www.ruptapas.com/outlay/outlay-privacy