Lumino: Net Worth & Cash Flow
Kaizen Software Systems Inc. Finance iPhoneiPadiPod touch
Lumino: Net Worth & Cash Flow is a free Finance app for iPhone and iPad by Kaizen Software Systems Inc. Rated 5.0/5 from 10 ratings. Requires iOS 15.1.
- Rating
- 5.0
- 10 ratings
- Price
- Free
- on the App Store
- Size
- 41 MB
- Age 4+
- Updated
- Sep 24
- 2026 · v1.0.8
Screenshots
About Lumino: Net Worth & Cash Flow
Lumino is an AI-powered personal finance app from Kaizen Software Systems Inc. Connect your bank and credit card accounts to see balances, transactions, spending patterns, and recurring charges in one place. FEATURES Personal Finance Dashboard Connected accounts, balances, transactions, and spending activity in one organized view. Transaction Monitoring Review recent transactions and understand where your money is going. AI-Powered Financial Insights Ask questions about your financial activity and get AI-assisted answers based on your connected account data. Smart Alerts Proactive alerts about spending activity, unusual transactions, and upcoming bills. Recurring Payment Tracking Surface subscriptions and recurring charges so nothing bills you quietly. Split Expenses Split a transaction with friends, roommates, or family right from the app, and keep track of who owes whom until it is settled up. Secure Sign-In Sign in with Apple or Google. Privacy-Focused Design Bank connections are handled through Plaid. Lumino never stores your bank credentials. SUBSCRIPTION DETAILS Lumino is an auto-renewing subscription - $0.99 per month for the first 12 months, then $4.49 per month. Prices are in U.S. dollars and may vary by region. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renew in your Apple ID account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://luminowealth.ai/legal/privacy-policy IMPORTANT DISCLAIMER Lumino provides informational insights only and does not provide financial, investment, tax, or legal advice. AI-generated insights are for general awareness and are not a substitute for professional advice. Lumino is not a financial advisor.
Ratings & reviews
5.0
10 ratings
What’s new
Version 1.0.8 · Updated September 24, 2026
New UI enhancements Bug fixes
App privacy
The developer, Kaizen Software Systems Inc., reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Lumino: Net Worth & Cash Flow | 5.0 / 5 (10 ratings) | Free | September 24, 2026 | |
| Plumb: Bills & Money Tracker | 5.0 / 5 (3) | Free | Sep 12, 2026 | Compare |
| TallyFi: Personal Finance | 4.0 / 5 (2) | Free | Sep 7, 2026 | Compare |
| Finzy: Spending Tracker | 5.0 / 5 (4) | Free | Oct 23, 2026 | Compare |
| TradeZap AI | – | Free | Apr 7, 2026 | Compare |
| Future Capital | – | Free | Jan 20, 2026 | Compare |
| Settlers Federal Credit Union | 5.0 / 5 (3) | Free | Aug 31, 2026 | Compare |