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  • Expense Tracker AI : SpendIQ screenshot 1
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  • Expense Tracker AI : SpendIQ screenshot 4

About Expense Tracker AI : SpendIQ

SpendIQ makes expense tracking effortless. Scan a receipt, type a sentence, or just say it out loud - AI turns it into a clean, categorized transaction in seconds. See exactly where your money goes and take control of your budget from day one. No ads. No account. Your financial data stays private, on your device and your personal iCloud. We care about quality, speed, and respect for your privacy. WHY PEOPLE CHOOSE SPENDIQ - Scan receipts with your camera and let AI extract the amount, merchant, and category automatically - Add expenses by voice or plain text, like coffee 4.50, and watch it file itself - Smart AI insights that explain your spending patterns in plain language - Budgets with alerts before you overspend, not after - Spending heatmap shows your habits week by week at a glance - Clear analytics: category breakdowns, trends, income vs expenses, net balance BUILT FOR REAL LIFE - Track multiple accounts and shared spending - Recurring transactions for rent, subscriptions, and bills - Split transactions across categories - Powerful search and filters to find any purchase fast - Home Screen widgets to log and check spending instantly - Works beautifully on iPhone and iPad with a two-pane layout YOUR DATA, YOUR RULES - No ads, no trackers, no analytics companies watching you - No sign up and no email required - open the app and start - Data lives on your device and syncs through your personal iCloud - Lock the app with Face ID for extra privacy - Export your data anytime to CSV or PDF QUALITY YOU CAN FEEL - Fast, clean, distraction-free design - Thoughtful details, smooth animations, and a clutter-free interface - Built natively for iOS for speed and reliability Whether you want to stop wondering where your paycheck went, save for a goal, or simply build a daily money habit, SpendIQ gives you clarity in seconds a day. Download SpendIQ and know where every penny goes. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What’s new

Version 8 · Updated July 15, 2026

Welcome to SpendIQ! - Scan receipts with AI - Add expenses by voice or text - Budgets with smart alerts - Spending heatmap and analytics - CSV and PDF export - iPhone and iPad support - No ads, no account, fully private

App privacy

The developer, Aneesh Pradeep, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

Alternatives to Expense Tracker AI : SpendIQ

Looking for apps like Expense Tracker AI : SpendIQ? Here are 6 similar apps on the App Store. The highest rated is Due Pal: ADHD Visual Timer (5.0/5), and 3 of the 6 are free to download.

Expense Tracker AI : SpendIQ vs. alternatives
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