Minimal Expense: Travel, Split
POEN HSIEH Finance iPhoneiPadiPod touch
Minimal Expense: Travel, Split is a free Finance app for iPhone and iPad by POEN HSIEH. Requires iOS 17.2. Updated October 16, 2026.
- Price
- Free
- on the App Store
- Size
- 35 MB
- Age 4+
- Updated
- Oct 16
- 2026 · v5.0
Screenshots
About Minimal Expense: Travel, Split
Minimal Expense: Travel, Split — daily, travel and shared ledgers in one app. And when you're done logging, a finance report written just for you. ■ Journal design - Warm paper tones, a terracotta seal, soft Japanese-inspired colors, dark mode retuned page by page. Logging feels like keeping a quiet journal. ■ Everyday logging & splitting - Custom categories and payment methods: your own colors and icons; cash, card and e-payments tallied separately. - Recurring entries: set rent, subscriptions, salary or that annual insurance once, and they post themselves — monthly, quarterly, half-yearly or yearly. - Income and expenses tallied separately, with a budget that shows what's left. - Everyday splitting: no trip needed — build a dinner or household event and add saved contacts as a group in one tap. - Multiple accounts & net worth: bank, cash and e-payments tracked apart. Transfers never count as spending, and the main ledger shows total and net worth at a glance. ■ Why Minimal Expense? - Three kinds of ledger, kept apart: daily, travel and shared each get their own book. Trip expenses file themselves. - Split with companions: who paid, how to split, who's in — three taps. Settlement reports work out who owes whom; mark as settled and share. - Treemap charts: the bigger the block, the more you spent. Understand your spending at a glance. - Multi-currency with locked-in rates: log in local currency abroad; the exchange rate is locked at entry time, so reports never shift. - Voice logging: "Lunch ramen 250" — one sentence logs category and amount. Works offline, completely free. - Transaction search: notes, categories, payment methods, amounts — find any entry in seconds. - Daily reminder + streak: a gentle knock each day to keep the habit going. ■ Weekly, monthly and yearly reports (Premium) - Weekly report: appears by itself every Monday — where last week went, how many days you logged. No waiting for month end. - Monthly Report: published on the 1st — spending trend, category ranking, a rhythm calendar, and a one-line summary. - Year in Review: a once-a-year page-flip ritual — seasons, top categories, records — shareable as a beautiful card. - Insights: see where you are this month (compared with the same day in your own past months, not with strangers), and which charges are still due before month end. - Trip Recap & Trip Report: statistics and share cards worth keeping. ■ Shared ledgers: one book, two people - Send a link and you're in: family, a friend, or your partner. No account, no friend requests. - Every entry shows who logged it, and syncs over iCloud to both phones. - Shared money is kept apart: it never mixes into your own ledger, so your reports and budget stay as clean as before. - Shared fund: each put some in, then spend from it — or let one person pay first and settle later. ■ Built for travel - Trip list: ongoing, upcoming, and finished trips at a glance; keep multiple trips. - Pre-trip expenses: log flights and hotels before departure for complete trip costs. - Travel footprint map: countries and cities light up on the map with per-trip spending (Premium). - Currency converter: quick conversions on the road, cached for offline use. ■ Subscription - Free: full main ledger + 1 travel ledger + 1 shared ledger + 1 account + splitting & settlement + voice logging + ledger search + charts. No ads. - Premium: weekly reports, monthly reports, year in review, insights, trip recap & footprint map, unlimited travel and shared ledgers, unlimited accounts, iCloud backup, export (CSV / JSON / PDF). - 3-day free trial; monthly or yearly (yearly saves more), cancel anytime in Settings. ■ Contact - Website: https://www.miniexpense.com - Privacy Policy: https://www.miniexpense.com/privacy-policy - Terms of Use (EULA): https://www.miniexpense.com/eula Thank you for choosing Minimal Expense — let's keep daily, travel and shared spending clear, together.
What’s new
Version 5.0 · Updated October 16, 2026
Hi, it's the minimal developer. 5.0 adds a second kind of book: business ledgers. Side gigs, freelance work and your own little projects finally have a place to live. It's still your money; the books just stay apart. * The top left of the main ledger is now four small index tabs: a plane, a briefcase, two people and a cabinet. Tap the briefcase to start a business ledger. Name it yourself and add a "Tag": Side business, Project, or your own, like "iOS App". * Each one tells you whether it has made or lost money since you opened it. Set a "Spending cap" and a line shows how much you've put in. * When a month ends, you get a "Business monthly report": profit or loss, where the money went, where it came from, and one closing line. * Business entries can use your accounts and cards too, so balances, the Overview and card bills all see them. The main ledger's totals, weekly and monthly reports and budget stay untouched; the budget card just adds one line about business spending. * In Analysis, "Trip Compare" is now "Compare": the main ledger, trips and business side by side, so you can see which book the money went to and what a day on a trip costs. * "Recurring" items can carry an account now: pick once where the rent comes out of or where the salary lands. Every entry added each month carries that account, and the balance moves with it. Prefer not to? Choose "No Account". You can also choose the "Ledger" to send it straight into a business ledger. * Picking a category, payment method or currency there now opens a small floating card, and the currency list can be searched: type "yen" or "jp" and Japanese Yen is right there. * Not sure where to start? Settings › "Handbook" has a new chapter, "Business ledgers". Business ledgers are still in beta. If anything feels off, tap "Write to me" in the business ledger list. Thank you to everyone who wrote in: the one who wanted a book for a side business, and the one who kept filling in accounts every month.
App privacy
The developer, POEN HSIEH, reported these privacy practices to Apple.
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction
Used for: Analytics
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5.0
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Minimal Expense: Travel, Split | – | Free | October 16, 2026 | |
| Budget+ | Co-spending Tracker | – | Free | Sep 26, 2026 | Compare |
| CutCut — Split & Settle | – | Free | Oct 15, 2026 | Compare |
| Stop Overspending: Toriwake | – | Free | Oct 17, 2026 | Compare |
| 小龜記帳 | – | Free | Oct 9, 2026 | Compare |
| FINXI|記帳・投資・日記・共同帳本 | – | Free | Oct 15, 2026 | Compare |
| 萬記帳 | 5.0 / 5 (1) | Free | May 31, 2024 | Compare |