SpendWithPlan
Oliver Bugar Finance iPhoneiPadiPod touch
SpendWithPlan is a free Finance app for iPhone and iPad by Oliver Bugar. Requires iOS 18.5. Updated August 28, 2026.
- Price
- Free
- on the App Store
- Size
- 6 MB
- Age 4+
- Updated
- Aug 28
- 2026 · v2.2
Screenshots
About SpendWithPlan
Spend With Plan helps you stay on top of your money. Track income and expenses, set budgets by category, and see where your money goes—all in one simple app. • Balance at a glance — Net balance, income, expenses, and savings on one card • Budget by category — Food, transport, entertainment, and more; add your own categories • Add transactions fast — Income or expense, with date and category • See the big picture — Overview with progress bars and a clear view of spending • Reports — Spending by category and over time • Export your data — Save your transactions to CSV and keep your records • Home screen widget — Check your budget without opening the app • Your data stays yours — Everything is stored on your device; no account required Choose your currency, switch to dark mode, and use the app in English, German, or Spanish. Simple, private, and made to help you spend with a plan.
What’s new
Version 2.2 · Updated August 28, 2026
What's new: • Overview shows spending by category — amounts and percentages in one place • Multiple purchases in the same category are grouped together (e.g. Groceries 85, not three separate rows) • Tap a chart segment or category to see its transactions • Filter Transactions by All, Income, Expense, or Savings • Hide your net balance and reveal it only when you want • Polished design, smoother onboarding, and a more consistent look throughout the app
App privacy
The developer, Oliver Bugar, reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
Alternatives to SpendWithPlan
Looking for apps like SpendWithPlan? Here are 6 similar apps on the App Store. The highest rated is shopwithvest (5.0/5), and 4 of the 6 are free to download.
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shopwithvest
5.0
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UltiSaver
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PennyFlow - Expense Tracker
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Solvra
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Top Stock Analysis
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Spendly: Visual Expense Log
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| SpendWithPlan | – | Free | August 28, 2026 | |
| shopwithvest | 5.0 / 5 (1) | 2.99 USD | Mar 2, 2026 | Compare |
| UltiSaver | – | 2.99 USD | Aug 16, 2025 | Compare |
| PennyFlow - Expense Tracker | – | Free | Jan 20, 2026 | Compare |
| Solvra | – | Free | Jan 29, 2026 | Compare |
| Top Stock Analysis | 5.0 / 5 (1) | Free | Feb 15, 2026 | Compare |
| Spendly: Visual Expense Log | – | Free | Sep 11, 2026 | Compare |
Compare SpendWithPlan with the top alternatives: ratings, updates, ASO score and keyword gaps →