Planara: Debt Payoff Planner
CHARLES JACK MILLER Finance iPhoneiPadiPod touch
Planara: Debt Payoff Planner is a free Finance app for iPhone and iPad by CHARLES JACK MILLER. Rated 5.0/5 from 4 ratings. Requires iOS 15.1.
- Rating
- 5.0
- 4 ratings
- Price
- Free
- on the App Store
- Size
- 69 MB
- Age 4+
- Updated
- Jun 7
- 2026 · v2.2.0
Screenshots
About Planara: Debt Payoff Planner
Most budgeting apps tell you what you already did. Planara tells you what to do next. Stop guessing where your money should go. Start making a plan that gets you ahead faster. What Planara does: Planara helps you: • Build a clear plan for every paycheck • Pay off debt faster with snowball or avalanche • Stay on top of bills without the stress • See exactly how your money moves forward Why Planara is different: Most apps track the past. Planara focuses on your future. Instead of showing where your money went, Planara shows you where it should go next. Features: • Paycheck planning system • Debt payoff strategies (snowball and avalanche) • Bill and expense tracking • Savings goal planning • Household sharing Take control of your money today. Download Planara and start moving forward. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
What’s new
Version 2.2.0 · Updated June 7, 2026
This is our biggest planning update yet. • Smarter payday plans — a rebuilt planning engine maps every bill, minimum payment, and goal to the right paycheck, and keeps them on time even when things are tight. • Debt, your way — choose avalanche or snowball, and extra money is automatically routed to the right account to pay balances down faster. • Your buffer comes first — everyday spending money is protected before anything else, so a plan never leaves you short. • Accurate to your real balance — your current cash is handled correctly, so your plan reflects what you actually have. • Faster, more reliable updates whenever you confirm a payday or edit a bill.
App privacy
The developer, CHARLES JACK MILLER, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction
- Purchases: Purchase History
- Financial Info: Other Financial Info
- Contact Info: Email Address, Name
- Identifiers: User ID
Used for: Analytics, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Identifiers: User ID
- Diagnostics: Crash Data, Performance Data
Used for: Analytics, App Functionality
Alternatives to Planara: Debt Payoff Planner
Looking for apps like Planara: Debt Payoff Planner? Here are 6 similar apps on the App Store. The highest rated is Paycheck Debt Planner (5.0/5), and all 6 are free to download.
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Paycheck Pilot
-
Paycheck Debt Planner
5.0
-
DebtWise — Debt Payoff Planner
5.0
-
FlowTally
-
Runway: Debt Payoff Planner
-
Kashly
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Planara: Debt Payoff Planner | 5.0 / 5 (4 ratings) | Free | June 7, 2026 | |
| Paycheck Pilot | – | Free | Feb 23, 2026 | Compare |
| Paycheck Debt Planner | 5.0 / 5 (1) | Free | Jul 9, 2026 | Compare |
| DebtWise — Debt Payoff Planner | 5.0 / 5 (2) | Free | Oct 7, 2026 | Compare |
| FlowTally | – | Free | Nov 10, 2025 | Compare |
| Runway: Debt Payoff Planner | – | Free | Oct 2, 2026 | Compare |
| Kashly | – | Free | Aug 7, 2026 | Compare |