ksak: Budget Planner & Bills
Raf Tadevosyan Finance iPhoneiPadiPod touch
ksak: Budget Planner & Bills is a free Finance app for iPhone and iPad by Raf Tadevosyan. Rated 5.0/5 from 2 ratings. Requires iOS 16.4.
- Rating
- 5.0
- 2 ratings
- Price
- Free
- on the App Store
- Size
- 72 MB
- Age 9+
- Updated
- Oct 22
- 2026 · v3.0.0
Screenshots
About ksak: Budget Planner & Bills
Bills first. Then spend. ksak plans the money that's already spoken for, then shows what's safe to spend. PLAN • Safe to spend: what's left after upcoming bills, recurring payments, budgets and savings goals, for today, this week or this month • Recurring income and bills: salary, rent, phone, subscriptions, counted before they hit • Expected items: add a future bill or payment once and see it in your plan • Budgets by category, with the most urgent on Home • Savings accounts work like a piggy bank, with one goal that counts everything you add SEE • Planned balance for the end of this month, next month or three months ahead • Insights: tap any part of a chart to see what you spent in that category • 150+ currencies, with one total across them • Separate accounts for personal, business, savings, debt and investments • Debt accounts: record payments and see the month you'll be debt-free KEEP • No bank login: you add what matters, nothing is pulled from your bank • No ads • Face ID and PIN lock • Works without an account; optional sign-in to sync • Export your data at any time • Daily logging streaks and a daily money tip, also as a Home Screen and Lock Screen widget SUBSCRIPTION ksak is a subscription: monthly or yearly, with every feature included. Any introductory offer your account is eligible for is shown before you subscribe. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the end of the period. Manage or cancel in your App Store account settings. If a subscription ends, your data stays readable and can always be exported. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ksak.app/privacy
What’s new
Version 3.0.0 · Updated October 22, 2026
ksak 3.0 is the biggest update yet. • Safe to spend on Home, with your planned balance, bills, budgets and goals behind it • A new design across every screen, dark and easier to read • New: Debt accounts and Investment accounts • Savings accounts work like a piggy bank, with one goal that counts everything you add • Insights: tap any part of a chart to see what you spent in that category Already using ksak? Everything you had stays, and your data is untouched.
App privacy
The developer, Raf Tadevosyan, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Contact Info: Email Address, Name
- Purchases: Purchase History
- Financial Info: Other Financial Info
- Location: Coarse Location
- Identifiers: Device ID, User ID
- Usage Data: Product Interaction
- Other Data: Other Data Types
- User Content: Other User Content
Used for: Developer’s Advertising or Marketing, Analytics, App Functionality
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