Yala — Effortless Finance
JURGEN SCHMIDT Finance iPhoneiPadiPod touch
Yala — Effortless Finance is a free Finance app for iPhone and iPad by JURGEN SCHMIDT. Requires iOS 26.0. Updated July 7, 2026.
- Price
- Free
- on the App Store
- Size
- 132 MB
- Age 4+
- Updated
- Jul 7
- 2026 · v2.0.4
Screenshots
About Yala — Effortless Finance
Tracking your expenses has never been this easy. Yala is your smart financial ally. Snap a photo, dictate by voice, import your files, or just ask Yala AI. Yala sorts it out. You get on with your day. No typing. No hassle. WHAT YOU CAN DO WITH YALA: - Yala AI, your financial assistant: talk to Yala in plain language, ask it to log your expenses, ask questions about your money, and get clear insights on your month. - Groups (in Beta): create groups to share expenses with anyone and Yala works out who owes whom. Everything travels through your private iCloud. - Smart capture: snap a photo of your receipt and Yala's AI extracts amount, date, and category automatically. - Voice that understands: dictate expenses naturally. Say "Spent 20 dollars at the grocery store" and Yala logs it. - Import everything: upload CSV or Excel bank statements and Yala organizes every transaction for you. - Siri Shortcuts: automate your frequent expenses with a single tap or voice command. - Smart budgets: set limits by category and get alerts before you overspend. - Multi-account: track cash, cards, and bank accounts in one place. - Cash flow: project your future balance and stay ahead of your finances with an interactive table and 7 estimation methods. - Comparative report: compare income and expenses across periods with pivot tables, advanced filters, and category breakdowns. - AI Insights: get personalized analysis of your spending habits and tips to improve your finances. - Scheduled payments: never miss a due date with automatic reminders. Now with variable amounts. - iCloud sync: your data always up to date across all your Apple devices. - 48 currencies: manage dollars, euros, pounds, and more with live exchange rates. - Customize everything: choose from classic, Minimalist, or Translucent themes and make Yala yours. PRIVACY FIRST: Your financial data is stored on your device and your personal iCloud. We don't connect to banks, don't sell data, and store nothing on our servers. Your information is yours. Period. YALA PRO: Unlock the full potential with Yala AI (your AI-powered financial assistant), unlimited receipt and screenshot scanning, voice dictation, cash flow with advanced projections, full financial reports, exclusive themes, and personalized support. Terms of Use: https://yala-app.pe/en/terms Privacy Policy: https://yala-app.pe/en/privacy
What’s new
Version 2.0.4 · Updated July 7, 2026
Yala 2.0 is here: • Groups in Beta (early access): for now available only to selected users while we finish polishing it ahead of the full release. Create groups to share expenses with anyone and let Yala work out who owes whom. Everything travels through your private iCloud, never our servers. • Meet Yala AI: your AI-powered financial assistant. Ask about your money, have it log your expenses, and get clear insights on your month. • A whole new look: new widgets, clearer summaries in every section, and the new Liquid Glass finish from iOS across the app. • Fixes and improvements: we squashed plenty of bugs and polished the details so everything feels smoother.
App privacy
The developer, JURGEN SCHMIDT, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Identifiers: Device ID, User ID
- Purchases: Purchase History
- Financial Info: Other Financial Info
- Contact Info: Email Address, Name
- User Content: Photos or Videos, Audio Data, Other User Content
Used for: Analytics, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction
- Diagnostics: Other Diagnostic Data
Used for: Analytics, App Functionality
Alternatives to Yala — Effortless Finance
Looking for apps like Yala — Effortless Finance? Here are 6 similar apps on the App Store. The highest rated is Budget Flow | Expense Tracker (4.8/5), and all 6 are free to download.
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Yala — Effortless Finance | – | Free | July 7, 2026 | |
| Finanfy: Finanzas Personales | – | Free | Jul 11, 2025 | Compare |
| Flip Inversiones | 4.3 / 5 (6) | Free | Oct 15, 2026 | Compare |
| Money Exchange Interbank | 3.7 / 5 (3) | Free | Oct 6, 2026 | Compare |
| Budget Flow | Expense Tracker | 4.8 / 5 (337) | Free | Oct 4, 2026 | Compare |
| TEBCA | – | Free | Nov 27, 2025 | Compare |
| MoneyCoach AI Budget Planner | 4.5 / 5 (2,648) | Free | Oct 21, 2026 | Compare |