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About Bread: Money, Crypto & Rewards

Send to any wallet. Any chain. Anywhere on Earth. Hold cash earning up to 11% APY, paid in Bitcoin. The best way to use Bitcoin, built for people who've never touched it. The renaissance of money is here. Welcome to Bread. BITCOIN, MADE EFFORTLESS No jargon. No learning curve. Nothing to configure. If you can use a banking app, you can use Bread, and if you already live on Bitcoin, this is the experience you've been waiting for. Everything just works, beautifully. SEND ANYWHERE Pay anyone, anywhere, for anything. Tap to pay merchants. Send money to anyone in any country, in seconds. Send to any crypto wallet on any chain, Bitcoin, Ethereum (and L2s), Solana, USDC, Lightning, and let Bread handle the rails. One app. One balance. Every destination. EARN BITCOIN Hold your cash and earn up to 11% APY in rewards, paid in Bitcoin. No lock-ups. Real rewards on the dollars you already have, every single day. Buy Bitcoin in two taps. All in one wallet. MEET YOUR AI AGENTS A personal AI that handles the small money decisions you'd rather not think about. Paying bills. Ordering groceries. Sending gifts. Optimizing yield. Watching for what matters. Always on. Always your call. ON YOUR TERMS You set the rules. Your AI Agents work inside them. Spending limits, permissions, every action visible. Pause them any time. WHY BREAD - The easiest Bitcoin experience ever built, for your first dollar or your millionth sat - Send to any bank (soon), deposit from Apple Pay, Cash App, or any crypto wallet - Up to 11% APY on cash, paid in Bitcoin - Bitcoin and cash, together in one wallet - Personal AI Agents that handle tasks for you - Design that makes money feel simple Built for everyone, from your first dollar to your first Bitcoin. Bread is the first bank built on Bitcoin. The renaissance of money is here. The future of money is yours.

Ratings & reviews

5.0

17 ratings

5 ★ 100% 4 ★ 0% 3 ★ 0% 2 ★ 0% 1 ★ 0%

What’s new

Version 1.0.9 · Updated August 27, 2026

Bug fixes and performance improvements

App privacy

The developer, SatRepublic Technologies Inc, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

Alternatives to Bread: Money, Crypto & Rewards

Looking for apps like Bread: Money, Crypto & Rewards? Here are 6 similar apps on the App Store. The highest rated is Surge Credit (5.0/5), and all 6 are free to download.

Bread: Money, Crypto & Rewards vs. alternatives
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